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Bonitas

Established in 1982, Bonitas is the second largest medical aid provider in South Africa. As of 2014 its beneficiary base of approximately 649,032 South Africans includes, among others, young employees of blue chip companies such as Nestlé, BHP Billiton and Eskom. Bonitas has a global credit rating of AA- and a solvency ratio of 30.7%.

Who should use this provider?

Bonitas offers a range of value-for-money medical aid options that provides cover for major medical expenses and chronic medication, as well as out-of-hospital benefits. This scheme is an excellent choice for young professionals and growing families.

Bonitas Medical Aid Special Benefits

  • Bonitas has a young membership base, with an average beneficiary age of 30.6 years; this translates into lower than average annual increases in members’ contributions.
  • Bonitas has a network of 4,500 contracted doctors who provide premium healthcare at fixed costs, resulting in fewer member co-payments.
  • Bonitas provides Oncology Management and Hospital & Medicine Management programmes, to provide members with support and ensure effective management of costs.
  • Lasik eye surgery, dentistry and optometry are covered by select Bonitas products.
  • Any unused funds in members’ savings account are carried over with interest to the following year.

Bonitas Medical Aid Plans

  • Provides cover for unlimited consultations above threshold with co-payments, major medical expenses at 300% of the scheme rate and chronic medication for 60 conditions. This option is suitable for those that require comprehensive cover with extensive chronic benefits.

  • The BonEssential hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

  • Provides major medical cover at 150% of the scheme's rate together with limited chronic benefits for: 27 PMB conditions, separate maternity consultations & a self-managed savings account for out of hospital expenses.
    This option is suitable for those that require a Hospital plan with savings for day-to-day expenses.
    The Gp network is advisable for out-of-hospital consultations but not compulsory!

  • Offers semi-comprehensive cover including unlimited hospitalization, chronic benefit covering 44 conditions, basic and advanced dentistry, optometry and maternity care.

  • Has unlimited in-hospital cover, prescribed minimum chronic benefits for: 27 PMB's and provides affordable cover for: day-to-day benefits including basic dentistry and maternity consultations.
    This option is suitable for those that require: limited day-to-day benefits and a reasonable hospitalization benefit at any providers of choice.
    The GP network is advisable for out-of-hospital consultations but not compulsory!

  • A network plan that is unlimited at  designated hospitals. This option is suitable for those that have an income below:R 14 551 and would like affordable/limited cover at a network of providers.

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