Discovery Health

Discovery Health is the medical aid leader in South Africa, boasting over two million members, R7 billion in reserves and a global credit rating of AA+. Established in 1992, this medical aid provider is one of four businesses held by Discovery, which is a JSE-listed company and employs over 5,200 people.


Who should use this provider?

Discovery Health provides an excellent range of medical aid options designed to cover the full spectrum of client needs, from affordable but basic hospital plans to comprehensive, executive packages. Discovery Health options are ideal for families, professionals and retirees seeking affordable, comprehensive health cover, and for those on chronic medication or in need of specialised medical care.

Discovery Health Medical Aid Special Benefits

  • Annual increases to member contributions are consistently lower than the industry average.
  • Full cover is guaranteed for medical specialists, eradicating out-of-pocket payments.
  • Select health plans offer cover for emergency medical evacuations abroad.
  • Medicopters provide emergency and evacuation services within South Africa.
  • All plans offer full cover for chronic medication for covered conditions.
  • All members have unrestricted access to oncology, renal and HIV programs.
  • Any unused funds in members' medical savings accounts are carried over to the next year.

Discovery Vitality

Discovery Health’s wellness programme, Vitality is designed to reward you and your family for actively increasing your overall good health and wellbeing.


Executive

Offers extensive cover for both in-hospital and day-to-day costs including private ward cover, emergency response services and access to specialized treatment, International cover and an Africa evacuation benefit for certain countries.
Excellent option for those that require: top of the range/comprehensive cover!
The GP network is advisable but not compulsory!

 

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Classic Comprehensive

Offers covered access to specialized treatment, local and international emergency & evacuation in certain African countries. This is a comprehensive "dream option" suitable for those that require: extensive: day-to-day benefits, chronic and hospital cover.
The GP network is advisable but not compulsory!

 

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Classic Priority

Provides hospital cover at 200% of the Discovery rate for local admissions at any hospital in SA as well as access to out- of- hospital benefits and pathology conducting blood tests at a network of providers.This option also covers international medical emergencies and evacuations in certain African countries.Suitable for those that do not require comprehensive cover but would like a descent benefit for: out-of-hospital via a savings account and an above threshold benefit!
The GP network is advisable but not compulsory!

 

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Essential Priority

Provides hospital cover at 100% of the Discovery health rate at any hospital in SA.The option also offers an international travel benefit for emergencies and evacuations in certain African countries. The out -of-hospital benefit is via a savings account and an above threshold which makes it suitable for those that require a little security for day- to- day expenses for unforeseen events.
The GP network is advisable but not compulsory!

 

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Classic Saver

Offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit, an international emergency travel cover and evacuation services in certain African countries. Suitable option for those that require a good hospital benefit and descent savings for out- of- hospital.
The GP network is advisable but not compulsory!

 

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Classic Delta Saver Network

Offers cover in a designated private hospital network with no overall limit, international emergency travel benefit and evacuation services in certain African countries.Suitable for those that require a good hospital benefit and savings for out-of-hospital.
The GP network is advisable but not compulsory!

 

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Essential Saver

Offers cover in any  private hospital in SA with no overall limit, international emergency travel cover and evacuation services in certain African countries.
Suitable for those that require in-hospital cover and limited day-to-day benefits via a savings account.
The GP network is advisable but not compulsory!

 

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Essential Delta Saver Network

Offers cover in a designated private hospital network with no overall limit, international emergency travel cover and evacuation services in certain African countries.Suitable for those that require a hospital plan with very limited savings for out -of-hospital.
The GP network is advisable but not compulsory!

 

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Coastal Saver

Offers cover in any coastal hospital in SA with no overall limit, international emergency travel and evacuation services in certain African countries.
The day-to-day benefits are via a savings account which makes it suitable for those that require a hospital plan with a self managed savings account for out-of-hospital.
The GP network is advisable but not compulsory!

 

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Classic Core

A Hospital plan offering cover at any private hospital in SA as well as international emergency travel cover & evacuation services in certain African countries, cover for preventive screening tests and chronic medication for certain conditions.
Suitable for those that require a good hospital plan at any hospital of choice.

 

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Classic Delta Core Network

A Hospital plan offering no limit access to a network of  local hospitals, international emergency travel cover,evacuation services in certain African countries as well as cover for preventive screening tests and chronic medication for certain conditions.
Suitable for those that require cover in a network of private hospitals for a reasonable rate.

 

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Essential Core

A Hospital plan offering no limit access to any local hospital,international emergency travel cover,evacuation services in certain African countries as well as cover for preventive screening tests and chronic medication for certain conditions.
Suitable for those that require a hospital plan/ chronic cover.

 

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Essential Delta Core Network

A Hospital plan offering no limit access to a network of local hospitals,international emergency travel cover, evacuation services in certain African countries as well as cover for preventive screening tests and chronic cover for certain conditions.
Suitable for those that require cover at a network of private hospitals/chronic cover at extremely reasonable rates!

 

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Coastal Core

A Hospital plan offering no limit access to coastal hospitals,emergency cover in non-coastal local areas,international emergency travel cover, evacuation services in certain African countries as well as cover for preventive screening tests and certain chronic conditions.
Suitable for those that live in coastal areas & require hospital cover/chronic medication at a reasonable price!

 

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Keycare Plus

Offers affordable cover in the KeyCare network of hospitals and GP's including specialists and gynecologists. Preventive screening tests and flu vaccines are also covered.
Suitable for those that earn an income below: R8800 and would like to have reasonable cover with limited benefits!

 

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Keycare Core

Offers affordable hospital cover in the KeyCare network of hospitals.
Suitable for those that earn an income below: R8800 and would like a Hospital plan with limited cover and chronic cover for certain conditions.

 

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Classic Delta Comprehensive

A comprehensive plan. Unlimited at 200% that offers extensive day to day benefits and hospitalization at the Delta Network of hospitals, international emergencies travel cover and an evacuation benefit in certain African countries.

Suitable for those that would like the comprehensive cover that the plan offers and don't mind using a network of hospitals.

The GP network is advisable but not compulsory!

 

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Essential Comprehensive

Unlimited at 100% of the Discovery rate at any local hospital of choice, descent day- to- day benefits at a comprehensive level, international travel cover for emergencies and an Africa evacuation benefit for certain countries.

Suitable for those that require limited comprehensive cover with descent chronic benefits!

 

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Essential Delta Comprehensive Network

This option offers in-hospital cover at a network of hospitals, international travel benefits for emergencies and an Africa evacuation benefit for certain countries.

The option forms part of the comprehensive range and is suitable for those that require descent in and out of hospital benefits with limits and good chronic benefits.

The GP network is advisable but not compulsory!

 

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Discovery Zero MSA

A Comprehensive hospital Plan offering cover at 200% at any private hospital of choice in SA.

The plan has an:Annual Threshold benefit and an Above Threshold: in which Discovery would then start paying claims once reached.

Suitable for members that require extensive chronic cover and comprehensive in-hospital benefits!

 

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Key Care Access

This option is suitable for members that earn below: R8800 and do not require cover in private hospitals but would like to enjoy out-of-hospital cover at designated private providers.

The option does however cover: emergencies,trauma, child birth and care for babies under 12 months in a network of Key Care private hospitals.

 

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