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Discovery Health

Discovery Health is the medical aid leader in South Africa, boasting over two million members, R7 billion in reserves and a global credit rating of AA+. Established in 1992, this medical aid provider is one of four businesses held by Discovery, which is a JSE-listed company and employs over 5,200 people.

Who should use this provider?

Discovery Health provides an excellent range of medical aid options designed to cover the full spectrum of client needs, from affordable but basic hospital plans to comprehensive, executive packages. Discovery Health options are ideal for families, professionals and retirees seeking affordable, comprehensive health cover, and for those on chronic medication or in need of specialised medical care.

Discovery Health Medical Aid Special Benefits

  • Annual increases to member contributions are consistently lower than the industry average.
  • Full cover is guaranteed for medical specialists, eradicating out-of-pocket payments.
  • Select health plans offer cover for emergency medical evacuations abroad.
  • Medicopters provide emergency and evacuation services within South Africa.
  • All plans offer full cover for chronic medication for covered conditions.
  • All members have unrestricted access to oncology, renal and HIV programs.
  • Any unused funds in members' medical savings accounts are carried over to the next year.

Discovery Health Medical Aid Plans

  • Offers extensive cover for both in-hospital and day-to-day costs including private ward cover, emergency response services and access to specialized treatment. This is an excellent option for those that require top of the range comprehensive cover.

  • This is a comprehensive option suitable for those that require extensive day-to-day benefits, chronic cover and hospital cover.

  • Discovery Health Classic Priority bundles key benefits like 200% hospital cover, pathology tests at network providers and other out of hospital benefits into a package suitable for those who do not require comprehensive cover.

  • Essential Priority offers hospital cover at 100% of the Discovery health rate at any South African hospital. This plan includes out of hospital benefits via a savings account. A good option if you don't require day to day cover for unforeseen events.

  • Offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit, an international emergency travel cover and evacuation services in certain African countries. Suitable option for those that require a good hospital benefit and descent savings for out- of- hospital.
    The GP network is advisable but not compulsory!

  • Offers cover in a designated private hospital network with no overall limit, international emergency travel benefit and evacuation services in certain African countries.Suitable for those that require a good hospital benefit and savings for out-of-hospital.
    The GP network is advisable but not compulsory!

  • Offers cover in any  private hospital in SA with no overall limit, international emergency travel cover and evacuation services in certain African countries.
    Suitable for those that require in-hospital cover and limited day-to-day benefits via a savings account.
    The GP network is advisable but not compulsory!

  • Offers cover in a designated private hospital network with no overall limit, international emergency travel cover and evacuation services in certain African countries. Suitable for those that require a hospital plan with very limited savings for out -of-hospital.
    The GP network is advisable but not compulsory!

  • Offers cover in any coastal hospital in SA with no overall limit, international emergency travel and evacuation services in certain African countries.
    The day-to-day benefits are via a savings account which makes it suitable for those that require a hospital plan with a self managed savings account for out-of-hospital.
    The GP network is advisable but not compulsory!

  • The Classic Core hospital plan offers cover at any private hospital in South Africa as well as international emergency travel cover and evacuation services in certain African countries. Members also benefit from cover for preventive screening tests and chronic medication for certain conditions.

  • The Classic Delta Core Network hospital plan offers you access to a network of  local hospitals, along with international emergency travel cover and evacuation services in certain African countries. Your benefits will include cover for preventive screening tests and chronic medication for certain conditions.

  • The Essential Core hospital plan offers no-limit access to any local hospital along with international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic medication for certain conditions.

  • The Essential Delta Core Network hospital plan offers no limit access to a network of local hospitals, international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic cover for certain conditions.

  • The Discovery Coastal Core hospital plan offers no-limit access to coastal hospitals, emergency cover in non-coastal local areas, international emergency travel cover and evacuation services in certain African countries. It also covers preventive screening tests and certain chronic conditions.

  • Offers affordable cover in the KeyCare network of hospitals and GP's including specialists and gynecologists. Preventive screening tests and flu vaccines are also covered.

  • Offers affordable hospital cover in the KeyCare network of hospitals.
    Suitable for those that earn an income below: R10 000 and would like a Hospital plan with limited cover and chronic cover for certain conditions.

  • A comprehensive plan that offers extensive day-to-day benefits and hospitalization at the Delta Network of hospitals.This plan is suitable for those that would like comprehensive cover and don't mind being restricted to using network hospitals.

  • This plan pays 100% of the Discovery rate at any local hospital as well as comprehensive day-to-day benefits. Suitable for those that require limited comprehensive cover with good chronic benefits.

  • This plan offers in-hospital cover at a network of hospitals, along with international travel benefits for emergencies and an Africa evacuation benefit for certain countries. A suitable option for those that require decent benefits in and out of hospital with good chronic cover.

     

  • The Classic Zero MSA hospital plan offers cover at 200% of the medical aid rate at any private hospital in South Africa. This plan is suitable for members that require extensive chronic cover and comprehensive in-hospital benefits.

  • This option is suitable for members that earn below R10 751 and would like to enjoy out-of-hospital cover at designated private providers.

Finding it difficult to make sense of all this? Not to worry, you can: