Fedhealth

Established in 1936 as the Reef Medical Scheme, Fedhealth is one of the oldest medical aid providers in South Africa. It's an established and financially secure company, with a solvency ratio of 25.75%, a global credit rating of -AA and a membership base of close on 170,000.


Who should use this provider?

With an average age of 48 years, a pensioner ratio of 9% and a chronic percentage of 13.73%, Fedhealth is ideally suited to more mature clients and their dependants. The Ultima product range has been specifically designed with older people in mind, while the Maxima range covers all demographics.

Fedhealth Medical Aid Special Benefits

  • All emergency treatment in casualty wards prior to admission to hospital, including general radiology, is covered by Fedhealth's in-hospital benefit.
  • Rates applicable to dependant children apply to single students up to the age of 27 years.
  • If you or your dependants are diagnosed with a chronic condition, you can upgrade to an option with a higher benefit limit at any time.
  • CT scans and MRIs are covered by the in-hospital benefit, regardless of whether they're performed in hospital or as out-patient procedures.
  • Former child dependants of principal members can join without medical underwriting.
  • Seven days worth of "take home medicine" is covered by the in-hospital benefit.
  • Children under the age of 8 are covered for hospitalised dentistry.

Maxima Plus

Offers unlimited hospital cover at 300%, unlimited major medical benefits, day-to-day cover and family chronic disease benefits.
This option covers: MRI's and CT scans from risk, emergencies in a casualty ward and has a 30 day post hospitalization benefit for certain conditions.
Suitable for those that require "top" comprehensive cover!

 

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Maxima Exec

A premium medical aid package covering medical aid rates at 200%, 51 chronic conditions and day-to-day medical costs for the member and dependents. Fedhealth covers MRI's and CT scans from risk,emergencies in a casualty ward, a 30 day post hospitalization benefit for certain conditions and allows members to motivate upgrades in any life changing events.
Suitable for those that require descent in and out- of- hospital cover at a comprehensive level!

 

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Maxima Standard

Provides unlimited private hospital cover, limited day-to-day benefits with an above threshold and chronic disease benefit, covering 39 conditions. Fedhealth covers MRI's and CT scans from risk, emergency cover in a casualty ward, a 30 day post hospitalization benefit and allows members to motivate upgrades in life changing events.
Suitable for those that require semi-comprehensive benefits with the security of an above threshold benefit for unforeseen events!

 

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Maxima Basis

Offers unlimited private hospital cover at 200%,extremely limited day-to-day benefit and an above threshold benefit as a security feature for those unforeseen events.
Fedhealth allows members to motivate an upgrade in any life changing event, covers MRI's and CT scans from risk, casualty treatment in emergency cases and has a 30 day post hospitalization benefit. 
This option is suitable for young, healthy members that do not require too much day-to-day cover but would like good hospital cover!

 

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Maxima Core

Provides unlimited hospital cover at 200% and prescribed minimum benefits for:25 chronic conditions.
This is an excellent Hospital plan that offers members a casualty ward benefit, a 30 day post hospitalization benefit, pays for MRI's and CT scans from the risk benefit and the scheme allows members to motivate upgrades in life changing events.
This option is suitable for those that require an excellent Hospital plan with a few extras!

 

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Maxima Entry Zone

Offers unlimited cover at a Network of hospitals at 100% of the Fedehalth rate and chronic cover for 25 PMB conditions at a designated Network.
Fedhealth pays for: MRI's and CT scans from risk, covers emergencies in a casualty ward, has a 30 day post hospitalization benefit and allows members to motivate upgrades in life changing events.
This option is suitable for those that require a Hospital plan option at designated hospitals!

 

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Maxima Standard Network

Plan with limited day to day, offering cover at 200% at a Network of private hospitals.

Suitable for those that require affordable cover at a network of hospitals from a reliable scheme!

 

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Maxima Entrysaver

This option is suitable for all that require a Hospital plan at a: Network of private hospitals and limited savings for out of hospital.

Fedhealth has a few " WOW BENEFITS" which include: child rates for full time students until age 27, the ability to motivate upgrades in life changing events, MRI's and CT scans are paid from risk! Ask our consultants about the rest of their unique benefits!

 

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Maxima Saver

This option is suitable for those that require a Hospital plan with "limited" Savings for out of hospital.

Members have freedom of choice in terms of hospitals! Fedhealth allows members to: motivate upgrades in life changing events, full time students to pay child rates until age: 27, they cover MRI's and CT scans from risk and offer more" WOW BENEFITS". Ask our consultants to discuss these benefits!

 

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