Genesis

With monthly contributions that vary between R900 per adult per month for the low-cost Private Choice benefit option, to R2 075 per adult per month for the Private Comprehensive premium plan, Genesis medical scheme is the ideal choice for entry-level buyers and mid- to high income earners who require comprehensive in-hospital benefits, coupled with limited day-to-day cover.

Who should use this provider?

With monthly contributions that vary between R900 per adult per month for the low-cost Private Choice benefit option, to R2 075 per adult per month for the Private Comprehensive premium plan, Genesis medical scheme is the ideal choice for entry-level buyers and low to mid-income earners who require comprehensive in-hospital benefits, coupled with limited day-to-day cover.

Genesis Medical Aid Special Benefits

  • Low monthly contributions on child dependents are between: R320 for the first child and R185 for each child dependent thereafter on the lower option and R340 to R200 thereafter on the higher options.
  • Members are not restricted to a network of service providers and can choose any private or state hospital, GP or specialist within South Africa.
  • All options offer attractive benefits of R25 000 per beneficiary per annum for basic dentistry which is covered by risk not savings.
  • Internal medical and surgical appliances, certain in-hospital MRI and CT scans and major medial illnesses such as cancer, stroke, motor neuron disease and organ transplant/s are covered by all Genesis medical aid plans. Limits, sub-limits, co-payments and exclusions do apply.
  • All scheme plans provide emergency medical evacuations and cover for 25 chronic conditions.
  • Premium plans offer varying degrees of day-to-day cover via a medical savings account.
  • Annual increases to member contributions are consistently lower than the industry average.
  • ER24 provide emergency and evacuation services locally both on road and in air.
  • All medical plans offer full cover for chronic medication for the 25 PMB conditions according to a formulary.
  • Any unused savings in the Medical Savings Account are carried over to the next year.
  • Children under the age of 8 are covered for hospitalised dentistry once in their lifetime.

Genesis Medical Aid Plans

  • Genesis - Private Choice

    The Genesis Private Choice hospital plan supplies unlimited in-hospital benefits at 100% of scale of benefits at any provider of your choice. Cover includes some basic dentistry. This is a good family plan, with only R325 payable per child.

  • Genesis - Private

    Genesis Private shares all the major benefits of Private Plus and Private Comprehensive, including limited cover for dialysis and mental health. This is a good plan for big families that only require a hospital plan, with R365 payable per child.

  • Genesis - Private Plus

    Genesis Private Plus offers all the attractive benefits of the Private Comprehensive package, exlcuding the medication benefit which is instead paid out of a savings account. This is an ideal plan for large families that do not require much out of hospital cover, with all children covered at R365 per child.

  • Genesis - Private Comprehensive

    Private Comprehensive is a good option for big families requiring good out of hospital cover. Hospital benefits are unlimited while the plan also offers extensive day-to-day cover for consultations and medication.

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