Established in 2004, this provider is an affiliate of the Momentum Group which is part of one of the largest financial institutions in the country, FirstRand. With a membership of over 90 000 families, the company is the fifth largest medical aid provider in South Africa.

Solvency levels in excess of 30% and a Global Credit Rating of A+ indicate outstanding financial health while six flexible options are designed to meet all members’ requirements.

Who should use this provider?

This provider's products have been designed to cater for all income groups and demographics. Low income entry-level customers to more mature clients who require high-end cover for unlimited hospitalisation, chronic medication and day-to-day medical expenses are well catered for in a selection of medical aid options.

Momentum Medical Aid Special Benefits

  • Provider Choice, where better medical provider rates have been negotiated, accounts for savings of up to 30% on members’ contributions.
  • A HealthReturns programme, the first of its kind in the medical schemes industry in South Africa, allows members to earn up to R3600 simply by keeping themselves healthy. Terms and conditions apply.
  • The Multiply wellness programme provides access to countless benefits including discounts on accommodation, flights, gym membership and more.
  • The Health Saver allows members to increase cover on day-to-day benefits at any time.
  • The Health Waiver guarantees medical cover for the family in the event of the principal member’s death, impairment or critical illness.
  • The Health Aider offers a choice of investment tools which provide Aids for post retirement health care costs.


Multiply is the second largest wellness programme in South Africa.

Ingwe Option

Offers affordable access to entry level cover at prescribed providers and includes hospitalization, limited to R950 000 per family, and chronic cover for specified illnesses.
This network option is suitable for members earning between:R0 to R8900 that would like cover at a reasonable rate!


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Access Option

Provides cost effective cover for unlimited private hospitalization. Chronic and primary care day-to-day benefits are available at network providers only.
This option is suitable for members that like the concept of a network option in order to benefit from the day-to-day offered!


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Custom Option

Offers cover for unlimited hospitalization at a provider of your choice. Major medical benefits require a co-payment of R1000 except for maternity confinements, car accidents & emergency treatments.
This is a flexible option that allows members to add savings through the: Health saver( awesome benefit).
The Custom option is suitable for all sorts of members: starting with those that only require hospital cover to those that require reasonable or even huge amounts of savings.


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Incentive Option

Provides unlimited private hospitalization and average day-to-day cover. You can choose providers and a savings of 10% of contributions is allocated for day-to-day expenses.
This option is suitable for members that require good in-hospital cover and like the flexibility of adding to the savings by applying for the Health Saver benefit!


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Extender Option

Offers unlimited private hospitalization in conjunction with extensive chronic cover and day-to-day benefits at a provider of your choice.
Momentum allows members to add to the existing savings by applying for the Health Saver benefit!
Suitable for members that require comprehensive cover!


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