Additional Cover

Depending on which medical aid plan you sign up for, additional cover may be required to cover the gap between medical aid rates and the fees charged by hospitals and medical practitioners. The plans listed below ensure that you’re protected from medical aid shortfalls.

SiragoSirago Underwriters CoPay Cover is a short term insurance product designed to pay off the excesses or co-payments your medical aid may impose for in-hospital procedures.

Together with its attractive gap cover products and your chosen medical aid plan,Sirago Underwriters CoPay Cover provides cost effective blanket healthcare insurance for the entire family.

SiragoSirago Underwriters offers gap and co-payment cover to existing members of registered medical aid schemes in South Africa.

Stratum BenefitsStratum Benefits was established in 2006 to provide gap cover for medical aid scheme members in South Africa. This award-winning, short-term insurer is an authorised financial services provider with headquarters in Johannesburg, and regional and satellite offices in major South African cities.

ZestlifeZestlife offers affordable gap cover products that pay for the portion of a claim that is not covered by your medical aid scheme. This registered financial services provider was established in 2008, and has an experienced management team at its helm.