Discovery Health gap cover is designed to protect individuals from medical aid shortfalls and unforeseen healthcare costs. It's restricted to Discovery Health medical aid members, with the exception of those belonging to the KeyCare Series.
Launched in 2016, Discovery's gap cover is one of several short-term insurance products provided by Discovery Insure. Discovery Insure is part of the Discovery Group, a diversified financial services conglomerate with global operations spanning healthcare, short- and long-term insurance, lending, and savings and investment. It currently insures more than 1.5 million South Africans.
Download Discovery Health's gap cover application form
Who should use this provider?
Discovery Health offers affordable gap cover that's suitable for all Discovery Health members. This includes standard gap cover, which covers shortfalls in medical expenses, and supplementary gap cover – which provides lump-sum payouts, premium protection and home support when you need it.
Discovery gap cover special benefits
- Discovery gap cover pays an extra 100% over and above medical scheme rates.
- Extender options are available for hospital admission and oncology benefits.
- Discovery's supplementary gap cover offers to pay back up to 25% of your annual premiums.
- Gap cover claims are automatically identified, processed and paid.
- You get extra in-hospital and day-to-day cover based on your Vitality status.