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Liberty Health was established in 2008. It’s part of the Liberty Group and is a leading health insurance provider, with upwards of 750 000 members.
Liberty Health offers two gap cover options – Essential Gap Cover and Universal Gap Cover.
Liberty Health offers you the option of extending your gap cover for cancer and/or dentistry – two areas where it’s common for medical aid members to face significant funding shortfalls. This enhanced cover is available with both the Essential and Universal Gap Cover options.
Liberty Extended Cancer Cover pays out a lump sum of either R75 000 or R175 000, depending on the premium you choose to pay, in the event of first-time diagnosis of cancer.
Liberty Extended Dentistry Cover offers lump sum cover for emergency, accidental and specialised dentistry.
Liberty gap cover policies are underwritten by the Guardrisk Insurance Company, a registered and authorised financial services provider (FSP number 75).
Liberty Essential Gap Cover is affordable gap cover, designed to protect against the most frequent medical expense shortfalls.
Cover includes medical expense shortfall cover up to a specified limit per person per 12-month period, and selected health insurance benefits.
Liberty Universal Gap Cover is comprehensive gap cover, providing medical scheme top-up protection across a wide range of treatment cost shortfalls.
Cover includes comprehensive medical expense shortfall cover up to a specified limit per person per 12-month period, as well as a number of health insurance benefits.