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Sirago offers a range of gap cover and co-payment cover options to existing members of registered medical aid schemes in South Africa.
Sirago has been operating for more than 20 years and is well known for its straightforward, competitive gap cover products. These include options tailored for different needs and budgets.
Smart, simple and value for money.
Sirago Gap Assist Cover is the ideal, low-cost gap cover. It includes gap cover for in-hospital medical expense shortfalls at up to 500% of the medical scheme tariff.
It also features cover for co-payments, outpatient surgical procedures and emergency room treatment – and a benefit for medical appliances.
Sirago Gap-Lite Cover is entry-level, affordable gap cover.
Ideal for the younger generation, it includes in-hospital gap cover at up to 200% of the medical scheme tariff. It also features cover for co-payments, outpatient surgical procedures and emergency room cover, subject to a sublimit.
Sirago’s Plus Gap Cover plan includes gap cover for in-hospital claims, out-patient procedures and PMB treatments at non-DSP facilities, as well as ER cover up to an overall annual limit per policy per year.
Sirago Ultimate Gap Cover is comprehensive gap cover, for peace of mind.
It includes generous in-hospital gap cover and co-payment cover; cover for emergency room treatment, outpatient consultations and surgical procedures, care at step-down facilities, and preventative care and trauma counselling; and extended cancer benefits.