Sirago Underwriters CoPay Cover is a short-term insurance product designed to pay off the excesses or co-payments your medical aid may impose for in-hospital procedures.
Together with its attractive gap cover products and your chosen medical aid plan, Sirago Underwriters CoPay Cover provides cost-effective blanket health insurance for the entire family.
Although the benefits of CoPay Cover are restricted to medical and/or surgical procedures while you or a beneficiary are in hospital, the additional healthcare product may also provide cover for MRI, CT and ultrasound scans, excluding the cost of hospital admission fees.
Sirago Underwriters CoPay Cover offers:
- Cover on your co-payment, up to a predetermined limit per episode.
- Co-payment insurance cover for a maximum of three claims per beneficiary per year.
- A generous overall limit per family per annum.
Who should use Sirago Underwriters CoPay Cover ?
Resolution Underwriters, founded in 1993 as a wholesale insurance placement facility, has emerged as one of the sector leaders boasting a sizeable national presence and a market share that is fast closing in on a million policies.
The parent company, RICL was granted an unrestricted short term insurance licence in 2006.
With a firm focus on the underwriting niche and specialised healthcare & other short term insurance products, RICL is protected and supported by A-ratio re-insurers and is rated BBB by the Global Credit Rating Agency.
In 2012 Resolution Insurance Underwriters changed their name to Sirago Underwriters.
Sirago Underwriters CoPay Cover Special Benefits
- A low monthly premium provides co-payment cover for a family of five. CoPay Cover by Sirago Underwriters is for all in-hospital procedures apart from health issues arising from the stated standard exclusions.
- There is no limit to the maximum entry level age.
- CoPay Cover can be used in conjunction with any medical aid scheme or plan.
- As a predetermined financial lump sum is paid directly into your account, any surplus remaining after settling your medical expenses is yours to dispose of as you please.