Sirago Underwriters CoPay Cover is a short term insurance product designed to pay off the excesses or co-payments your medical aid may impose for in-hospital procedures.
Together with its attractive gap cover products and your chosen medical aid plan,Sirago Underwriters CoPay Cover provides cost effective blanket healthcare insurance for the entire family.
Although the benefits of CoPay Cover are restricted to medical and/or surgical procedures while you or a beneficiary are in hospital, the additional healthcare product may also provide cover for MRI, CT and Ultrasound scans, excluding the cost of hospital admission fees.
Sirago Underwriters CoPay Cover offers:
- Cover on your co-payment, up to a predetermined limit per episode.
- Co-payment insurance cover for a maximum of three claims per beneficiary per year.
- A generous overall limit per family per annum.
Who should use Sirago Underwriters CoPay Cover ?
Resolution Underwriters, founded in 1993 as a wholesale insurance placement facility, has emerged as one of the sector leaders boasting a sizeable national presence and a market share that is fast closing in on a million policies.
The parent company, RICL was granted an unrestricted short term insurance licence in 2006.
With a firm focus on the underwriting niche and specialised healthcare & other short term insurance products, RICL is protected and supported by A-ratio re-insurers and is rated BBB by the Global Credit Rating Agency.
In 2012 Resolution Insurance Underwriters changed their name to Sirago Underwriters.
Sirago Underwriters CoPay Cover Special Benefits
- A low monthly premium provides co-payment cover for a family of five. CoPay Cover by Sirago Underwriters is for all in-hospital procedures apart from health issues arising from the stated standard exclusions.
- There is no limit to the maximum entry level age.
- CoPay Cover can be used in conjunction with any medical aid scheme or plan.
- As a predetermined financial lump sum is paid directly into your account, any surplus remaining after settling your medical expenses is yours to dispose of as you please.