Stratum Benefits - Base Gap Cover
Stratum Benefits’ entry-level gap cover product, Base, is an affordable solution for all age groups.
Stratum Benefits has over ten years experience in providing gap cover for medical aid scheme members in South Africa. This award-winning, short-term insurer offers a range of gap cover products to suit different needs.
Stratum Benefits gap cover plans
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Stratum Benefits - Elite Gap Cover
Opt for the Elite gap cover product and you'll qualify for enhanced oncology-related benefits; enhanced co-payment, trauma and casualty cover; and a sub-limit benefit that takes the sting out of costs associated with internal prostheses, as well as MRI and CT scans.
Elite benefits complement the additional 500 percent in and out of hospital gap cover available across all products.
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Stratum Benefits - Access Optimiser Plus Gap Cover
Stratum Benefits Access Optimiser Plus is a booster gap cover option. It provides cover for specific medical procedures and events that your medical aid plan excludes from cover.
It also covers common medical expense shortfalls.
Why choose Stratum Benefits gap cover?
- over a decade of experience
- winner of the FIA’s Product Supplier of the Year – Health Insurance award, twice running
- a flexible range of gap cover products
- peace of mind, given potentially huge shortfalls in what medical aids cover
- compatibility with all registered medical aid schemes in South Africa.