Hospital Plans

Hospital plans are designed to provide members with quality care at good hospitals in the event of medical emergencies. They are an affordable option for low income individuals, or people in excellent health who only want to cover themselves in the event of emergencies.

 

Most hospital plans offer more than hospitalization cover, with members also benefitting from cover for MRI and CT scans, coverage of PMBs and limited maternity cover. Cover for additional members is typically very affordable, making this an excellent option for young families.

 

Browse the hospital cover offered by South Africa’s leading medical aid providers below for more information.

 

Health Squared - Flex Plus

Flexible medical aid that includes unlimited hospitalisation at any private hospital; limited benefits for GP and specialist visits plus an annual benefit for any additional out-of-hospital needs; an annual allowance for preventative care; excellent maternity cover; cover for 29 chronic conditions; and international travel cover.

Health Squared - Flex

Flexible medical aid that includes unlimited hospitalisation at network hospitals; limited benefits for GP and specialist visits plus an annual benefit for any additional out-of-hospital needs; an annual allowance for preventative care; excellent maternity cover; cover for 29 chronic conditions; and international travel cover.

Health Squared - Advance

Attractive but affordable medical aid that’s perfect for young couples, with unlimited private hospitalisation; a medical savings account for day-to-day expenses; attractive maternity cover – including a free gift voucher; a good oncology benefit; cover for 29 chronic conditions; and international travel cover.

Health Squared - Aspire

Ideal medical aid for young, working people, with unlimited private hospitalisation; cover for two GP visits per year; an allowance for preventative care; specialised benefits for HIV, oncology, specialised radiation, external medical appliances and home nursing; cover for 29 chronic conditions; and international travel cover.

Health Squared - Rise

Affordable medical aid that’s suitable for young, generally healthy individuals, with unlimited private hospitalisation at designated service providers (DSPs). Health Squared’s Rise option also includes specialised benefits for HIV, oncology, specialised radiation and external medical appliances; cover for 29 chronic conditions; and international travel cover.

Bonitas - BonEssential Select

The BonEssential Select hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

Fedhealth - Maxima Core Grid

Maxima Core Grid is a step up from entry level medical aid cover, offering unlimited cover at the Fedhealth rate and access to network hospitals. Unlimited access to in-hospital GPs and specialists is included in the cover, and there is median level cover for oncology, organ transplants and other high-cost treatments. Chronic cover is limited to PMBs and the plan does not offer out of hospital benefits.

Medshield - MediCore

Medshield MediCore (previously a plan offered by Oxygen, which merged with the Medshield Scheme) is a pure hospital plan, making it an ideal choice for young, healthy individuals. Cover is unlimited at network hospitals, and specified procedures are paid at 200% of the scheme rate. The plan includes generous maternity benefits. There's unlimited cover for cancer as a Prescribed Minimum Benefit (PMB), and a chronic medicine benefit applies for 26 chronic conditions. Beneficiaries have access to the Netcare ambulance service ...

Discovery Health - Classic Zero MSA

The Classic Zero MSA hospital plan offers cover at 200% of the medical aid rate at any private hospital in South Africa. This plan is suitable for members that require extensive chronic cover and comprehensive in-hospital benefits.

Genesis - Private

Genesis Private shares all the major benefits of Private Plus and Private Comprehensive, including limited cover for dialysis and mental health. This is a good plan for big families that only require a hospital plan, with R415 payable per child.

Genesis - Private Choice

The Genesis Private Choice hospital plan supplies unlimited in-hospital benefits at 100% of scale of benefits at any provider of your choice. Cover includes some basic dentistry. This is a good family plan, with only R370 payable per child.

Momentum - Custom Option

The Momentum Custom Option hospital plan offers cover for unlimited hospitalization at a provider of your choice. Major medical benefits require a co-payment of R1 300, except for maternity confinements, car accidents and emergency treatments. This is a flexible option that allows members to add savings through the health saver.

Resolution Health - Hospital

The Resolution Health hospital plan provides comprehensive in-hospital benefits at 100% of the scheme's rate, unlimited private hospitalization at any hospital in South Africa and a casualty benefit for emergencies.

Fedhealth - Maxima Entry Zone

The Maxima Entry Zone hospital plan offers unlimited cover at a network of hospital at 100% of the Fedhealth rate and chronic cover for 25 PMB conditions at a designated network. The plan also covers MRIs and CT scans from risk, as well as emergencies in a casualty ward. Includes a 30 day post-hospitalization benefit

Fedhealth - Maxima Core

The Maxima Core hospital plan provides unlimited hospital cover at 100% of Fedhealth rates and prescribed minimum benefits for 25 chronic conditions. This is an excellent hospital plan that offers members a casualty ward benefit, a 30 day post hospitalization benefit, pays for MRIs and CT scans from the risk benefit and allows members to motivate upgrades in life changing events.

Discovery Health - Coastal Core

The Discovery Coastal Core hospital plan offers no-limit access to coastal hospitals, emergency cover in non-coastal local areas, international emergency travel cover and evacuation services in certain African countries. It also covers preventive screening tests and certain chronic conditions.

Discovery Health - Essential Delta Core Network

The Essential Delta Core Network hospital plan offers no limit access to a network of local hospitals, international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic cover for certain conditions.

Discovery Health - Essential Core

The Essential Core hospital plan offers no-limit access to any local hospital along with international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic medication for certain conditions.

Discovery Health - Classic Delta Core Network

The Classic Delta Core Network hospital plan offers you access to a network of  local hospitals, along with international emergency travel cover and evacuation services in certain African countries. Your benefits will include cover for preventive screening tests and chronic medication for certain conditions.

Discovery Health - Classic Core

The Classic Core hospital plan offers cover at any private hospital in South Africa as well as international emergency travel cover and evacuation services in certain African countries. Members also benefit from cover for preventive screening tests and chronic medication for certain conditions.

Bonitas - BonEssential

The BonEssential hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.