Hospital Plans

Hospital plans are designed to provide members with quality care at good hospitals in the event of medical emergencies. They are an affordable option for low income individuals, or people in excellent health who only want to cover themselves in the event of emergencies.

 

Most hospital plans offer more than hospitalization cover, with members also benefitting from cover for MRI and CT scans, coverage of PMBs and limited maternity cover. Cover for additional members is typically very affordable, making this an excellent option for young families.

 

Browse the hospital cover offered by South Africa’s leading medical aid providers below for more information.

 

Bestmed - BEAT 2

A hospital plan with the added security of a savings account for day-to-day medical benefits. The plan provides extensive hospital cover at any private hospital and a range of preventive care benefits, including cover for flu vaccines, contraception, paediatric immunisations and mammograms.

Bestmed - BEAT 1 Network

The same as the BEAT 1 plan but with the choice of hospitals limited to those in a designated network and lower monthly contributions. The plan offers extensive private hospital cover at network hospitals and a range of preventive care benefits, including cover for flu vaccines, contraception and mammograms.

Bestmed - BEAT 1

A hospital plan that offers good value for money. The BEAT 1 plan provides extensive private hospital cover at any hospital. It also offers a range of preventive care benefits, including cover for flu vaccines, contraception and mammograms.

Medshield - MediSwift

Ideal for active, healthy individuals, an affordable Medshield hospital plan with unlimited in-hospital cover at network hospitals and in-hospital procedures paid at 100% of the Medshield tariff. The plan includes an additional physiotherapy and biokinetics benefit.

Health Squared - Aspire Prime

Health Squared’s Aspire Prime option is affordable medical aid for young, working people. It's less expensive than the standard Aspire option because it limits members to private network hospitals. Features include unlimited hospitalisation; cover for 29 CDL chronic conditions; preventative care benefits; and some cover for out-of-hospital consultations.

Fedhealth - FlexiFED 3 Elect Fixed Option

Suitable for growing families, flexiFED 3 Elect offers unlimited hospital cover. It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.

On the Elect plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 3 plan) by choosing to pay a R12,000 co-payment for planned procedures at any private hospital.

Fedhealth - FlexiFED 2 Elect Fixed Option

An ideal hospital plan for young families, with unlimited hospital cover at private hospitals, generous maternity and childhood benefits, screening benefits and lifestyle benefits.

On Fedhealth’s flexiFED 2 Elect medical aid plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 2 plan) by choosing to pay a R12,000 co-payment for planned procedures at hospital.

Fedhealth - FlexiFED 2 Grid Fixed Option

An ideal hospital plan for young families, with unlimited hospital cover at Fedhealth’s network of private hospitals. The plan also provides generous maternity and childhood benefits, screening benefits and lifestyle benefits.

Monthly contributions on the flexiFED 2 Grid medical aid plan are 11% lower than for the flexiFED 2 plan with unlimited choice of private hospitals.

Fedhealth - FlexiFED 1 Elect Network Fixed Option

Affordable, entry-level hospital plan with unlimited hospital cover at Fedhealth’s network of hospitals, plus unlimited GP visits, cover for female contraception and day-to-day savings.

With the flexiFED 1 Elect medical aid plan, you pay up to 25% lower monthly contributions in return for choosing to pay a co-payment for planned procedures in hospital.

Health Squared - Flex

Flexible medical aid that includes unlimited hospitalisation at network hospitals; limited benefits for GP and specialist visits plus an annual benefit for any additional out-of-hospital needs; an annual allowance for preventative care; excellent maternity cover; cover for 29 chronic conditions; and international travel cover.

Health Squared - Aspire

Ideal medical aid for young, working people, with unlimited private hospitalisation; cover for two GP visits per year; an allowance for preventative care; specialised benefits for HIV, oncology, specialised radiation, external medical appliances and home nursing; cover for 29 chronic conditions; and international travel cover.

Health Squared - Rise

Affordable medical aid that’s suitable for young, generally healthy individuals, with unlimited private hospitalisation at designated service providers (DSPs). Health Squared’s Rise option also includes specialised benefits for HIV, oncology, specialised radiation and external medical appliances; cover for 29 chronic conditions; and international travel cover.

Bonitas - BonEssential Select

Network hospital cover with value-added benefits. Cheaper than a non-network plan, the BonEssential Select hospital plan covers unlimited hospitalisation at any hospital in the Bonitas network, at 100% of the scheme's rate.

It also offers specific maternity, child care and preventative care benefits.

Medshield - MediCore

Medshield MediCore (previously a plan offered by Oxygen, which merged with the Medshield Scheme) is a pure hospital plan, making it an ideal choice for young, healthy individuals. Cover is unlimited at network hospitals, and specified procedures are paid at 200% of the scheme rate. The plan includes generous maternity benefits. There's unlimited cover for cancer as a Prescribed Minimum Benefit (PMB), and a chronic medicine benefit applies for 26 chronic conditions. Beneficiaries have access to the Netcare ambulance service ...

Bonitas - Hospital Standard

Generous hospital cover with value-added benefits. The Bonitas Hospital Standard plan (previously a Liberty plan) is suitable for those who require decent hospital cover at any hospital in South Africa.

It also includes specific maternity, child care and preventative care benefits.

Genesis - MED-200

An attractive hospital plan that covers private hospital care at any hospital (no networks) plus generous cover for basic dentistry and cover for out-of-hospital X-rays, scans and diagnostic endoscopy.

The MED-200 plan covers in-hospital doctors and specialists at up to 200% of the scheme rate.

Genesis - MED-100

An affordable hospital plan that covers private hospital care at any hospital (no networks) and that includes generous cover for basic dentistry.

The MED-100 plan covers in-hospital doctors and specialists at up to 100% of the scheme rate.

Momentum - Custom Option

The Momentum Custom Option hospital plan offers cover for unlimited hospitalization at a provider of your choice. Major medical benefits require a co-payment of R1 300, except for maternity confinements, car accidents and emergency treatments. This is a flexible option that allows members to add savings through the health saver.

Resolution Health - Hospital

The Resolution Health hospital plan provides comprehensive in-hospital benefits at 100% of the scheme's rate, unlimited private hospitalization at any hospital in South Africa and a casualty benefit for emergencies.

Discovery Health - Coastal Core

The Discovery Coastal Core hospital plan offers full cover for private hospitalisation at hospitals in the four coastal provinces, with cover for in-hospital specialists at up to 100% of the Discovery rate.

It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include day-to-day benefits.

Discovery Health - Essential Delta Core Network

An economical network hospital plan, plus essential cover for chronic medication. The Essential Delta Core plan covers private hospitalisation subject to use of a hospital in the Delta network, with cover for in-hospital specialists at up to 100% of the Discovery rate.

It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include day-to-day benefits.

Discovery Health - Essential Core

A value-for-money hospital plan, plus essential cover for chronic medication. The Classic Core covers private hospitalisation at your choice of hospital, with cover for in-hospital specialists at up to 100% of the Discovery rate.

It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include day-to-day benefits.

Discovery Health - Classic Delta Core Network

A value-for-money network hospital plan, plus essential cover for chronic medication. The Classic Core covers private hospitalisation subject to use of a hospital in the Delta network, with cover for in-hospital specialists at up to 200% of the Discovery rate.

It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include a medical savings account or cover for day-to-day expenses.

Discovery Health - Classic Core

A value-for-money hospital plan, plus essential cover for chronic medication. The Classic Core covers private hospitalisation at your choice of hospital, with cover for in-hospital specialists at up to 200% of the Discovery rate.

It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include a medical savings account or cover for day-to-day expenses.

Bonitas - BonEssential

Hospital cover with value-added benefits. The BonEssential hospital plan covers unlimited hospitalisation at any hospital in South Africa, at 100% of the scheme's rate.

It also provides specific maternity, child care and preventative care benefits.

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