Hospital Plans with Savings

Having a medical savings account can be very helpful when you encounter health problems that don’t require hospitalization.

 

A hospital plan with savings will divert a portion of your monthly contribution into a savings account. This means you’ll not just have the security of quality hospital care in the event of emergencies, but will also have a fund available to cover a wide range of other medical expenses should they arise.

 

You can find out more about hospital plans with savings by browsing the listings below.

 

Fedhealth - FlexiFED 4 Elect Fixed Option

Solid cover suitable for mature families, with unlimited hospital cover at any hospital in Fedhealth’s private network, savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.

On the Elect plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 4 plan) by choosing to make a co-payment for planned procedures in hospital.

Fedhealth - FlexiFED 4 Grid Fixed Option

Solid cover suitable for mature families, with unlimited hospital cover at any hospital in Fedhealth’s private network, savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.

Monthly contributions for the flexiFED 4 Grid medical aid plan are about 11% lower than for the plan with unlimited choice of hospitals.

Fedhealth - FlexiFED 3 Grid Fixed Option

Ideal for growing families, the flexiFED 3 Grid plan offers unlimited hospital cover at Fedhealth’s network of hospitals. It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.

Monthly contributions are 11% lower than for the flexiFED 3 plan that allows choice of non-grid private hospitals.

Fedhealth - FlexiFed 3 Any Fixed Option

Perfect for growing families, Fedhealth’s flexiFED 3 medical aid plan offers unlimited hospital cover at any private hospital.

It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.

Fedhealth - FlexiFed 2 Any Fixed Option

An ideal hospital plan for young families. The flexiFED 2 medical aid plan offers unlimited cover at any private hospital.

It also provides generous maternity and childhood benefits, screening benefits and lifestyle benefits.

Fedhealth - FlexiFed 1 Network Fixed Option

Affordable, entry-level hospital plan with unlimited hospital cover at Fedhealth’s network of hospitals, plus unlimited GP visits. Ideal for people who are young and single or recently married.

The flexiFED 1 medical aid plan also includes day-to-day savings, cover for accident and emergency treatment and cover for female contraception.

Fedhealth - FlexiFed 3 Any Flexible Option

Fedhealth’s FlexiFed 3 Any Flexible Option is ideal for young, growing families. It offers unlimited hospital benefits at private hospitals, along with attractive maternity and basic dental benefits. Includes cover for more antenatal/postnatal classes and chronic conditions than the flexiFED 2 option.

FlexiFed 3 Grid Flexible Option and FlexiFed 3 Elect Flexible Option are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.

Fedhealth - FlexiFed 2 Any Flexible Option

Fedhealth’s FlexiFed 2 Any Flexible Option is perfect for young, growing families. It offers unlimited hospital benefits at private hospitals, along with maternity and basic dental benefits.

FlexiFed 2 Grid Flexible Option and FlexiFed 2 Elect Flexible Option are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.

Fedhealth - FlexiFed 1 Network Flexible Option

FlexiFed 1 Network Flexible Option is ideal for anyone who’s young, healthy and single. It offers unlimited hospital benefits at network hospitals, at an affordable rate.

There’s also a FlexiFed Elect Flexible Option. This limits members to using specific Elect network hospitals and features lower monthly contributions.

Fedhealth - Maxima Basis Grid

The Fedhealth Maxima Basis Grid is a solid option if you don't require all the guarantees of comprehensive cover, but still want to cover all your bases. With unlimited cover at Network hospitals, you'll have top quality treatment when you need it, along with out of hospital savings benefits, chronic cover for 25 conditions, unlimited visits to network GPs and specialists and even mental health cover.

Bonitas - BonComplete

BonComplete provides you with peace of mind, offering unlimited cover at any hospital in South Africa as well as unlimited access to GPs and specialists. The plan includes a substantial savings account and affordable membership rates for children.

Medshield - MediSaver

Medshield MediSaver is a cost-effective, network-based, comprehensive plan designed for young families and individuals. The plan offers unlimited in-hospital benefits at network facilities. Medicines are paid at 100% of the lower cost of the product, and consultations and treatment in-hospital are paid at 100% of the negotiated tariff. Co-payments apply to all non-PMB services and products. Maternity benefits out of hospital are paid from risk, and members have use of a savings account to settle day-to-day healthcare costs.

Bonitas - BonFit Select

Bonitas Bonfit Select offers generous cover at network hospitals only, along with limited savings for day-to-day medical expenses. GP consultations in hospital are covered in full, and X-rays and blood tests are covered at 100% of the scheme rate. Co-payments are required for certain in-hospital procedures. A chronic benefit covers 27 conditions, and the plan includes maternity, screening, preventative care and paediatrician benefits. This plan provides a cost-effective solution for young, healthy South Africans.

Momentum - Incentive Option

The Momentum Incentive Option provides unlimited private hospitalization and average day-to-day cover. You can choose providers and a savings of 10% of contributions is allocated for day-to-day expenses.

Momentum - Evolve Option

Cost-effective medical aid with unlimited private hospital cover at network hospitals, day-to-day costs covered from your savings and chronic benefits provided by State facilities.

Fedhealth - Maxima Basis

Fedhealth Maxima Basis offers unlimited private hospital cover at 100% of medical aid rates, limited day-to-day benefits and an above threshold benefit as a security feature for unforeseen events. This option is suitable for young, healthy members that do not require day-to-day cover but would like good hospital cover.

Discovery Health - Coastal Saver

Offers cover in any coastal hospital in SA with no overall limit, international emergency travel and evacuation services in certain African countries. Day-to-day benefits are provided by a savings account. Suitable for those that require a hospital plan with a self-managed savings account for out-of-hospital expenses.

Discovery Health - Essential Delta Saver Network

Discovery's Essential Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel cover and evacuation services in certain African countries. Suitable for those that require a hospital plan with limited out of hospital savings.

Discovery Health - Essential Saver

The Discovery Health Essential Saver provides cover in any private hospital in SA with no overall limit, international emergency travel cover and evacuation services in certain African countries. This plan is suitable for those that require in-hospital cover and limited day-to-day benefits via a savings account.

Discovery Health - Classic Saver

Discovery's Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit. The plan includes international emergency travel cover and evacuation services in certain African countries. A suitable option for those that require a good hospital benefit and decent out of hospital savings.

Bonitas - BonSave

Bonitas BonSave provides major medical cover at 100% of the scheme's rate together with limited chronic benefits for 27 PMB conditions, separate maternity consultations and a self-managed savings account for out of hospital expenses.

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