Hospital Plans with Savings

Having a medical savings account can be very helpful when you encounter health problems that don’t require hospitalization.

 

A hospital plan with savings will divert a portion of your monthly contribution into a savings account. This means you’ll not just have the security of quality hospital care in the event of emergencies, but will also have a fund available to cover a wide range of other medical expenses should they arise.

 

You can find out more about hospital plans with savings by browsing the listings below.

 

Fedhealth - flexiFED 3

Fedhealth’s flexiFED 3 option is ideal for young, growing families. It offers unlimited hospital benefits at private hospitals, along with attractive maternity and basic dental benefits. Includes cover for more antenatal/postnatal classes and chronic conditions than the flexiFED 2 option.

flexiFED 3 Grid and Elect options are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.

Fedhealth - flexiFED 2

Fedhealth’s flexiFED 2 option is perfect for young, growing families. It offers unlimited hospital benefits at private hospitals, along with maternity and basic dental benefits.

flexiFED 2 Grid and Elect options are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.

Fedhealth - flexiFED 1

Fedhealth’s flexiFED 1 option is ideal for anyone who’s young, healthy and single. It offers unlimited hospital benefits at network hospitals, at an affordable rate.

There’s also a flexiFED 1 Elect option. This limits members to using specific Elect network hospitals and features lower monthly contributions.

Fedhealth - Maxima Saver Grid

A hospital plan with unlimited cover at all private hospitals that are on the Fedhealth Grid, as well as limited day-to-day cover. You pay a lower premium while enjoying all the same benefits as for the non-Grid Maxima Saver plan, but will be liable for a co-payment if you use a non-network hospital.

Fedhealth - Maxima Basis Grid

The Fedhealth Maxima Basis Grid is a solid option if you don't require all the guarantees of comprehensive cover, but still want to cover all your bases. With unlimited cover at Network hospitals, you'll have top quality treatment when you need it, along with out of hospital savings benefits, chronic cover for 25 conditions, unlimited visits to network GPs and specialists and even mental health cover.

Fedhealth - Maxima Advanced

Fedhealth Maxima Advanced offers a good combination of chronic cover, with 51 conditions covered, as well as unlimited hospital cover at any hospital in South Africa. This plan also offers mental health cover as well as an excellent medication cover at major pharmacy chains.

Medshield - MediSaver

Medshield MediSaver is a cost-effective, network-based, comprehensive plan designed for young families and individuals. The plan offers unlimited in-hospital benefits at network facilities. Medicines are paid at 100% of the lower cost of the product, and consultations and treatment in-hospital are paid at 100% of the negotiated tariff. Co-payments apply to all non-PMB services and products. Maternity benefits out of hospital are paid from risk, and members have use of a savings account to settle day-to-day healthcare costs.

Bonitas - BonFit

Bonitas Bonfit offers generous cover at network hospitals only, along with limited savings for day-to-day medical expenses. GP consultations in hospital are covered in full, and X-rays and blood tests are covered at 100% of the scheme rate. Co-payments are required for certain in-hospital procedures. A chronic benefit covers 27 conditions, and the plan includes maternity, screening, preventative care and paediatrician benefits. This plan provides a cost-effective solution for young, healthy South Africans.

Fedhealth - Maxima Saver

This option is suitable for those that require a Hospital plan with limited out of hospital savings but would like freedom to choose their own hospital. This is a great plan for students, who pay child rates until the age of 27.

Fedhealth - Maxima Entrysaver

Maxima Entrysaver offers you a hospital plan at a network of private hospitals and limited out of hospital savings. Fedhealth benefits include child rates for full time students until age 27, the ability to motivate upgrades in life changing events and MRI and CT scans paid from risk.

Genesis - Private Plus

Genesis Private Plus offers all the attractive benefits of the Private Comprehensive package, exlcuding the medication benefit which is instead paid out of a savings account. This is an ideal plan for large families that do not require much out of hospital cover, with all children covered at R415 per child.

Momentum - Incentive Option

The Momentum Incentive Option provides unlimited private hospitalization and average day-to-day cover. You can choose providers and a savings of 10% of contributions is allocated for day-to-day expenses.

Fedhealth - Maxima Basis

Fedhealth Maxima Basis offers unlimited private hospital cover at 100% of medical aid rates, limited day-to-day benefits and an above threshold benefit as a security feature for unforeseen events. This option is suitable for young, healthy members that do not require day-to-day cover but would like good hospital cover.

Discovery Health - Coastal Saver

Offers cover in any coastal hospital in SA with no overall limit, international emergency travel and evacuation services in certain African countries. Day-to-day benefits are provided by a savings account. Suitable for those that require a hospital plan with a self-managed savings account for out-of-hospital expenses.

Discovery Health - Essential Delta Saver Network

Discovery's Essential Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel cover and evacuation services in certain African countries. Suitable for those that require a hospital plan with limited out of hospital savings.

Discovery Health - Essential Saver

The Discovery Health Essential Saver provides cover in any private hospital in SA with no overall limit, international emergency travel cover and evacuation services in certain African countries. This plan is suitable for those that require in-hospital cover and limited day-to-day benefits via a savings account.

Discovery Health - Classic Saver

Discovery's Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit. The plan includes international emergency travel cover and evacuation services in certain African countries. A suitable option for those that require a good hospital benefit and decent out of hospital savings.

Bonitas - BonSave

Bonitas BonSave provides major medical cover at 150% of the scheme's rate together with limited chronic benefits for 27 PMB conditions, separate maternity consultations and a self-managed savings account for out of hospital expenses.