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Established in 1964, Bestmed is a non-profit, mutual medical scheme. It has over 200,000 members and boasts a solvency ratio of 31.94%.
Bestmed is South Africa’s largest self-administered medical aid scheme. Not making use of for-profit administrators helps the scheme keep costs down.
Bestmed gives members access to a national network with over 4000 family practitioners. Members can locate healthcare providers near them using the Bestmed app or website.
Bestmed offers a range of 13 medical aid plans to suit different needs and budgets. The plans are divided into three main categories – Beat, Pace and Pulse.
The Beat plans offer cost-effective medical aid that’s suitable for young, active individuals and couples.
With more comprehensive benefits, the Pace range is ideal for growing and established families.
The Pulse plans offer network-based medical cover, with an income-based medical aid plan and a network option designed for older individuals.
With Bestmed, students remain eligible for child dependent rates up to 26 years of age.
A hospital plan that offers good value for money. The BEAT 1 plan provides extensive private hospital cover at any hospital. It also offers a range of preventive care benefits, including cover for flu vaccines, contraception and mammograms.
The same as the BEAT 1 plan but with the choice of hospitals limited to those in a designated network and lower monthly contributions. The plan offers extensive private hospital cover at network hospitals and a range of preventive care benefits, including cover for flu vaccines, contraception and mammograms.
A hospital plan with the added security of a savings account for day-to-day medical benefits. The plan provides extensive hospital cover at any private hospital and a range of preventive care benefits, including cover for flu vaccines, contraception, paediatric immunisations and mammograms.
The same as the BEAT 2 plan but with the choice of hospitals limited to those in a designated network and lower monthly contributions. The plan offers extensive hospital cover at network hospitals with the added security of a savings account for day-to-day medical benefits. It also provides a range of preventive care benefits.
A hospital plan with savings plus some day-to-day benefits paid by the scheme. Along with extensive hospital cover at any private hospital, the BEAT 3 plan includes generous maternity benefits, cover for chronic conditions and cover for a range of preventative care benefits.
The same as the BEAT 3 plan but with the choice of hospitals limited to those in a designated network and lower monthly contributions. The plan offers extensive private hospital cover at network hospitals, with some out-of-hospital expenses paid through a savings account and some covered as insured benefits.
A hospital plan with savings and day-to-day benefits. The BEAT 4 plan offers comprehensive private hospital cover at any hospital. It also provides a generous amount of day-to-day medical cover for consultations, dentistry, chronic medications and a wide range of preventative care benefits.
BestMed’s most affordable comprehensive medical aid, with private hospital cover at 100% of the scheme rate, a medical savings account and some day-to-day expenses paid (up to specified limits) from insured benefits. Includes benefits for GP and specialist visits, dentistry and optometry.
Comprehensive medical aid, with private hospital cover at 100% of the scheme rate, a medical savings account and day-to-day benefits for GP and specialist visits, dentistry, optometry and more. Most out-of-hospital expenses are paid from savings first and, if savings are depleted, covered up to specified limits by the scheme. Limits on day-to-day benefits are more generous than for the PACE 1 plan.
Comprehensive medical aid, with private hospital cover at 100% of the scheme rate, a medical savings account and day-to-day benefits for GP and specialist visits, dentistry, optometry and more. Most out-of-hospital expenses are paid from savings first and, if savings are depleted, covered up to specified limits by the scheme. Limits on day-to-day benefits are more generous than for the PACE 1 or 2 plans.
BestMed’s most generous comprehensive medical aid, with private hospital cover at 100% of the scheme rate, day-to-day expenses paid from scheme risk and, once out-of-hospital risk benefits are depleted, further claims paid from savings. Includes cover for GP and specialist visits, dentistry, optometry, a range of assistive devices and more.
Affordable, income-based medical aid for those comfortable with using designated service providers. Includes basic cover for hospitalisation at network hospitals (up to prescribed minimum benefits or, for some benefits, at 100% of the scheme rate); limited cover for GP visits, specialist visits (subject to referral) and basic dentistry; and preventative care benefits, including vaccines and contraception.
Affordable, income-based medical aid for those comfortable with using designated service providers. Includes cover for hospitalisation at network hospitals (for most benefits, up to 100% of the scheme tariff); limited cover for GP visits, specialist visits (subject to referral) and basic dentistry; and preventative care benefits, including vaccines, contraception and various health screening tests. Several limits are more generous than for the RHYTHM 1 option.