Bestmed - PACE 3 Medical Aid Plan

Bestmed - PACE 3

Comprehensive medical aid, with private hospital cover at 100% of the scheme rate, a medical savings account and day-to-day benefits for GP and specialist visits, dentistry, optometry and more. Most out-of-hospital expenses are paid from savings first and, if savings are depleted, covered up to specified limits by the scheme. Limits on day-to-day benefits are more generous than for the PACE 1 or 2 plans.

In Hospital Benefits

Overall Annual Limit

Unlimited at 100% scheme rate


Any hospital

GP's & Specialists

Hospital accounts covered at negotiated rate, limits apply
Oncology: Subject to registration and DSP's
Organ Transplants: PMB'S ONLY
Dialysis: Protocols apply: DSP's
Internal Prosthesis: Various limits apply/procedure based


26 PMBs+ additional 20 at 90% of scheme rate with limits

Out of Hospital Benefits

Saving / Day to Day / OHEB

Member: R13 908

Spouse: R11 196

Per Child: R2388

Pooled Day to Day Benefit

PACE 3 option: Savings first + OVERALL DAY TO DAY LIMIT/SUB-LIMITS APPLY: Member: R21 045, M+1=R43 425

Threshhold / Safety Net

Not applicable

Self-Payment Gap Before Threshold

Not applicable

Above Threshold Limits

Not applicable

Maternity Care

9 Antenatal visits & Post-natal visits, 2 scans, Register for maternity benefit, supplements up to R133 per claim for max of 9 months



Member: R8280

Adult: R6655

Per Child: R1424









Finding it difficult to make sense of all this? Not to worry, you can:

Finding it difficult to make sense of all this? Not to worry, you can:

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