Call: 0860 766 942
Established in 1982, Bonitas is the second largest unrestricted medical aid provider in South Africa. Bonitas has a global credit rating of AA (updated from AA- in 2022) and a solvency ratio of 36.5% – both well above the industry averages.
The Bonitas Medical Fund was ranked number one for service excellence in the Ask Afrika Orange Index.
Liberty Medical Scheme (LMS) was a medical scheme service provider with more than 118 000 beneficiaries. In 2016 the company merged with the Bonitas Medical Fund and will continue under Bonitas’ name.
Bonitas offers a range of value-for-money medical aid plans that provide cover for major medical expenses and chronic medication, as well as out-of-hospital benefits.
This scheme is an excellent choice for young professionals and growing families. The affordable Edge plans (BonStart and BonStart Plus) incorporate virtual care options and are ideal for young adults.
Entry-level medical aid for young, single individuals.
The BonStart plan provides unlimited hospital cover at network hospitals, and cover for GP and dental consultations (subject to a co-payment per visit). It also provides limited cover for preventative care and wellness screening.
Entry-level medical aid for young couples looking to expand their families. BonStart Plus provides unlimited hospital cover at network hospitals, cover for GP and dental consultations (subject to a co-payment per visit) and limited cover for preventative care and wellness screening.
With the Plus option, monthly contributions are slightly higher. In return, co-payments for consultations are 50% lower than on the BonStart plan, cover is included for specialist consultations and certain benefits are more generous.
Traditional medical aid, ideal for young families and mid-income earners.
The Bonitas Standard plan offers semi-comprehensive medical aid cover, including unlimited hospitalisation and benefits for 45 chronic conditions, basic and advanced dentistry, optometry and maternity care.
Network-based medical aid that’s ideal for young families and mid-income earners (and cheaper than non-network plans).
Bonitas Standard Select provides semi-comprehensive medical aid cover, with unlimited hospitalisation and rich benefits both in and out of hospital, at network providers only.
Simple hospital cover and day-to-day benefits.
The Bonitas Primary plan offers unlimited in-hospital cover along with benefits for 28 chronic conditions, basic dentistry and optometry, and maternity consultations.
Simple hospital cover and day-to-day benefits, subject to using network providers. This makes the cover up to 15% cheaper than the equivalent non-network plan.
Bonitas Primary Select includes unlimited in-hospital cover with benefits for 28 chronic conditions, basic dentistry and optometry, and maternity consultations.
Cost-effective hospital cover, subject to using network providers, plus savings for day-to-day medical expenses. Bonitas BonFit Select is an ideal plan for young, healthy South Africans.
Co-payments are required for certain in-hospital procedures. A chronic benefit covers 28 conditions and the plan includes maternity, screening, preventative care and paediatrician benefits.
Bonitas BonSave provides extensive hospital cover and savings for out-of-hospital expenses.
It provides major medical cover at 100% of the scheme's rate, limited benefits for 28 chronic conditions, cover for maternity consultations and a self-managed savings account.
The BonComplete plan provides comprehensive medical aid, with unlimited cover at any hospital in South Africa and substantial savings for day-to-day expenses.
It also provides cover for consultations, an above-threshold benefit and dental and optometry benefits.
This "new generation" medical aid plan is ideal for growing families and individuals entering their senior years. Bonitas BonClassic offers attractive in-hospital benefits, rich savings and chronic cover for 47 conditions.
Network GPS are paid for in full; maternity, wellness and preventative care benefits are offered; and cover is provided for radiology, pathology, dentistry and optometry.
First-class, comprehensive medical aid with ample savings.
This plan provides extensive hospital cover, an unlimited above-threshold benefit (with specific co-payments), dental cover and chronic medication for 60 conditions.
Hospital cover with value-added benefits. The BonEssential hospital plan covers unlimited hospitalisation at any hospital in South Africa, at 100% of the scheme's rate.
It also provides specific maternity, child care and preventative care benefits.
Network hospital cover with value-added benefits. Cheaper than a non-network plan, the BonEssential Select hospital plan covers unlimited hospitalisation at any hospital in the Bonitas network, at 100% of the scheme's rate.
It also offers specific maternity, child care and preventative care benefits.
The Bonitas Hospital Plus plan (previously a Liberty plan) offers cover at 200% of the Bonitas rate at any hospital in South Africa.
Generous hospital cover with value-added benefits. The Bonitas Hospital Standard plan (previously a Liberty plan) is suitable for those who require decent hospital cover at any hospital in South Africa.
It also includes specific maternity, child care and preventative care benefits.
Affordable, income-based medical aid. The BonCap plan features unlimited hospital cover at 100% of the Bonitas rate and unlimited GP consultations, subject to using network providers.
There’s also limited cover for out-of-network and specialist consultations.