Discovery Health - Classic Zero MSA Medical Aid Plan

Discovery Health - Classic Zero MSA

The Classic Zero MSA hospital plan offers cover at 200% of the medical aid rate at any private hospital in South Africa. This plan is suitable for members that require extensive chronic cover and comprehensive in-hospital benefits.

In Hospital Benefits

Overall Annual Limit

Unlimited at 200% (Discovery Health Rate)


Any hospital

GP's & Specialists

GP's & Specialists: Unlimited
Radiology & Pathology: Unlimited
Oncology: R400 000 (80% after)
Organ Transplants: Treatment Plan
Dialysis: Treatment Plan
Internal Prosthesis: Procedure based, limits apply
Mental Health: 21 Days


PMB's + Additional

Out of Hospital Benefits

Saving / Day to Day / OHEB

No benefit

Pooled Day to Day Benefit

Not applicable

Threshhold / Safety Net

Member: R18 800
Adult: R18 800
Child: R3 600

Self-Payment Gap Before Threshold

Member pays for all day to day claims and co-payments from own pocket until Threshold limit is reached.

Above Threshold Limits

Yes, as per limits.

Maternity Care

12 consultations, private ward up to R1 970 p/day, certain blood tests



Member: R4 026
Adult: R3 808
Per Child: R803









Finding it difficult to make sense of all this? Not to worry, you can:

Finding it difficult to make sense of all this? Not to worry, you can:

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