Fedhealth

Established in 1936 as the Reef Medical Scheme, Fedhealth is one of the oldest medical aid providers in South Africa. It's an established and financially secure company, with a solvency ratio of 25.75%, a global credit rating of -AA and a membership base of close on 170,000.

Who should use this provider?

With an average age of 48 years, a pensioner ratio of 9% and a chronic percentage of 13.73%, Fedhealth is ideally suited to more mature clients and their dependants. The Ultima product range has been specifically designed with older people in mind, while the Maxima range covers all demographics.

Fedhealth Medical Aid Special Benefits

  • All emergency treatment in casualty wards prior to admission to hospital, including general radiology, is covered by Fedhealth's in-hospital benefit.
  • Rates applicable to dependant children apply to single students up to the age of 27 years.
  • If you or your dependants are diagnosed with a chronic condition, you can upgrade to an option with a higher benefit limit at any time.
  • CT scans and MRIs are covered by the in-hospital benefit, regardless of whether they're performed in hospital or as out-patient procedures.
  • Former child dependants of principal members can join without medical underwriting.
  • Seven days worth of "take home medicine" is covered by the in-hospital benefit.
  • Children under the age of 8 are covered for hospitalised dentistry.

Fedhealth Medical Aid Plans

  • Fedhealth - Maxima Basis

    Fedhealth Maxima Basis offers unlimited private hospital cover at 100% of medical aid rates, limited day-to-day benefits and an above threshold benefit as a security feature for unforeseen events. This option is suitable for young, healthy members that do not require day-to-day cover but would like good hospital cover.

  • Fedhealth - Maxima Basis Grid

    The Fedhealth Maxima Basis Grid is a solid option if you don't require all the guarantees of comprehensive cover, but still want to cover all your bases. With unlimited cover at Network hospitals, you'll have top quality treatment when you need it, along with out of hospital savings benefits, chronic cover for 25 conditions, unlimited visits to network GPs and specialists and even mental health cover.

  • Fedhealth - MyFed

    Affordable, entry-level medical aid that includes benefits such as a free flu vaccine per year, unlimited visits at a contracted GP and a free baby programme.

  • Fedhealth - FlexiFed 1 Network Flexible Option

    FlexiFed 1 Network Flexible Option is ideal for anyone who’s young, healthy and single. It offers unlimited hospital benefits at network hospitals, at an affordable rate.

    There’s also a FlexiFed Elect Flexible Option. This limits members to using specific Elect network hospitals and features lower monthly contributions.

  • Fedhealth - FlexiFed 2 Any Flexible Option

    Fedhealth’s FlexiFed 2 Any Flexible Option is perfect for young, growing families. It offers unlimited hospital benefits at private hospitals, along with maternity and basic dental benefits.

    FlexiFed 2 Grid Flexible Option and FlexiFed 2 Elect Flexible Option are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.

  • Fedhealth - FlexiFed 3 Any Flexible Option

    Fedhealth’s FlexiFed 3 Any Flexible Option is ideal for young, growing families. It offers unlimited hospital benefits at private hospitals, along with attractive maternity and basic dental benefits. Includes cover for more antenatal/postnatal classes and chronic conditions than the flexiFED 2 option.

    FlexiFed 3 Grid Flexible Option and FlexiFed 3 Elect Flexible Option are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.

  • Fedhealth - FlexiFed 1 Network Fixed Option

    Affordable, entry-level hospital plan with unlimited hospital cover at Fedhealth’s network of hospitals, plus unlimited GP visits. Ideal for people who are young and single or recently married.

    The flexiFED 1 medical aid plan also includes day-to-day savings, cover for accident and emergency treatment and cover for female contraception.

  • Fedhealth - FlexiFed 2 Any Fixed Option

    An ideal hospital plan for young families. The flexiFED 2 medical aid plan offers unlimited cover at any private hospital.

    It also provides generous maternity and childhood benefits, screening benefits and lifestyle benefits.

  • Fedhealth - FlexiFed 3 Any Fixed Option

    Perfect for growing families, Fedhealth’s flexiFED 3 medical aid plan offers unlimited hospital cover at any private hospital.

    It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.

  • Fedhealth - FlexiFED 1 Elect Network Fixed Option

    Affordable, entry-level hospital plan with unlimited hospital cover at Fedhealth’s network of hospitals, plus unlimited GP visits, cover for female contraception and day-to-day savings.

    With the flexiFED 1 Elect medical aid plan, you pay up to 25% lower monthly contributions in return for choosing to pay a co-payment for planned procedures in hospital.

  • Fedhealth - FlexiFED 2 Grid Fixed Option

    An ideal hospital plan for young families, with unlimited hospital cover at Fedhealth’s network of private hospitals. The plan also provides generous maternity and childhood benefits, screening benefits and lifestyle benefits.

    Monthly contributions on the flexiFED 2 Grid medical aid plan are 11% lower than for the flexiFED 2 plan with unlimited choice of private hospitals.

  • Fedhealth - FlexiFED 2 Elect Fixed Option

    An ideal hospital plan for young families, with unlimited hospital cover at private hospitals, generous maternity and childhood benefits, screening benefits and lifestyle benefits.

    On Fedhealth’s flexiFED 2 Elect medical aid plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 2 plan) by choosing to pay a R12,000 co-payment for planned procedures at hospital.

  • Fedhealth - FlexiFED 3 Grid Fixed Option

    Ideal for growing families, the flexiFED 3 Grid plan offers unlimited hospital cover at Fedhealth’s network of hospitals. It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.

    Monthly contributions are 11% lower than for the flexiFED 3 plan that allows choice of non-grid private hospitals.

  • Fedhealth - FlexiFED 3 Elect Fixed Option

    Suitable for growing families, flexiFED 3 Elect offers unlimited hospital cover. It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.

    On the Elect plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 3 plan) by choosing to pay a R12,000 co-payment for planned procedures at any private hospital.

  • Fedhealth - FlexiFED 4 Any Fixed Option

    Solid cover suitable for mature families, with unlimited hospital cover at any private hospital.

    The flexiFED 4 medical aid plan also includes savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.

  • Fedhealth - FlexiFED 4 Grid Fixed Option

    Solid cover suitable for mature families, with unlimited hospital cover at any hospital in Fedhealth’s private network, savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.

    Monthly contributions for the flexiFED 4 Grid medical aid plan are about 11% lower than for the plan with unlimited choice of hospitals.

  • Fedhealth - FlexiFED 4 Elect Fixed Option

    Solid cover suitable for mature families, with unlimited hospital cover at any hospital in Fedhealth’s private network, savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.

    On the Elect plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 4 plan) by choosing to make a co-payment for planned procedures in hospital.

Finding it difficult to make sense of all this? Not to worry, you can:

Finding it difficult to make sense of all this? Not to worry, you can:

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