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Established in 1936 as the Reef Medical Scheme, Fedhealth is one of the oldest medical aid providers in South Africa. It's an established and financially secure company, with a solvency ratio of 25.75%, a global credit rating of -AA and a membership base of close on 170,000.
With an average age of 48 years, a pensioner ratio of 9% and a chronic percentage of 13.73%, Fedhealth is ideally suited to more mature clients and their dependants. The Ultima product range has been specifically designed with older people in mind, while the Maxima range covers all demographics.
Affordable, entry-level hospital plan with unlimited hospital cover at Fedhealth’s network of hospitals, plus unlimited GP visits, cover for female contraception and day-to-day savings.
With the flexiFED 1 Elect medical aid plan, you pay up to 25% lower monthly contributions in return for choosing to pay a co-payment for planned procedures in hospital.
Affordable, entry-level hospital plan with unlimited hospital cover at Fedhealth’s network of hospitals, plus unlimited GP visits. Ideal for people who are young and single or recently married.
The flexiFED 1 medical aid plan also includes day-to-day savings, cover for accident and emergency treatment and cover for female contraception.
FlexiFed 1 Network Flexible Option is ideal for anyone who’s young, healthy and single. It offers unlimited hospital benefits at network hospitals, at an affordable rate.
There’s also a FlexiFed Elect Flexible Option. This limits members to using specific Elect network hospitals and features lower monthly contributions.
An ideal hospital plan for young families. The flexiFED 2 medical aid plan offers unlimited cover at any private hospital.
It also provides generous maternity and childhood benefits, screening benefits and lifestyle benefits.
Fedhealth’s FlexiFed 2 Any Flexible Option is perfect for young, growing families. It offers unlimited hospital benefits at private hospitals, along with maternity and basic dental benefits.
FlexiFed 2 Grid Flexible Option and FlexiFed 2 Elect Flexible Option are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.
An ideal hospital plan for young families, with unlimited hospital cover at private hospitals, generous maternity and childhood benefits, screening benefits and lifestyle benefits.
On Fedhealth’s flexiFED 2 Elect medical aid plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 2 plan) by choosing to pay a R12,000 co-payment for planned procedures at hospital.
An ideal hospital plan for young families, with unlimited hospital cover at Fedhealth’s network of private hospitals. The plan also provides generous maternity and childhood benefits, screening benefits and lifestyle benefits.
Monthly contributions on the flexiFED 2 Grid medical aid plan are 11% lower than for the flexiFED 2 plan with unlimited choice of private hospitals.
Perfect for growing families, Fedhealth’s flexiFED 3 medical aid plan offers unlimited hospital cover at any private hospital.
It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.
Fedhealth’s FlexiFed 3 Any Flexible Option is ideal for young, growing families. It offers unlimited hospital benefits at private hospitals, along with attractive maternity and basic dental benefits. Includes cover for more antenatal/postnatal classes and chronic conditions than the flexiFED 2 option.
FlexiFed 3 Grid Flexible Option and FlexiFed 3 Elect Flexible Option are also available. These limit members to using particular Grid or Elect network hospitals and feature lower contributions.
Suitable for growing families, flexiFED 3 Elect offers unlimited hospital cover. It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.
On the Elect plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 3 plan) by choosing to pay a R12,000 co-payment for planned procedures at any private hospital.
Ideal for growing families, the flexiFED 3 Grid plan offers unlimited hospital cover at Fedhealth’s network of hospitals. It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.
Monthly contributions are 11% lower than for the flexiFED 3 plan that allows choice of non-grid private hospitals.
Solid cover suitable for mature families, with unlimited hospital cover at any private hospital.
The flexiFED 4 medical aid plan also includes savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.
Ideal, all-round cover with unlimited hospital benefits at any private hospital and an attractive threshold benefit.
Solid cover suitable for mature families, with unlimited hospital cover at any hospital in Fedhealth’s private network, savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.
On the Elect plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 4 plan) by choosing to make a co-payment for planned procedures in hospital.
Solid cover suitable for mature families, with unlimited hospital cover at any hospital in Fedhealth’s private network, savings for day-to-day expenses, screening benefits and the option to upgrade plans within 30 days of a life-changing event.
Monthly contributions for the flexiFED 4 Grid medical aid plan are about 11% lower than for the plan with unlimited choice of hospitals.
A premium medical aid package covering medical aid rates at 200%, 51 chronic conditions and day-to-day medical costs for the member and dependents.
Fedhealth Maxima Plus offers unlimited hospital cover, unlimited major medical benefits, day-to-day cover and family chronic disease benefits.
Affordable, entry-level medical aid that includes benefits such as a free flu vaccine per year, unlimited visits at a contracted GP and a free baby programme.
Created with digitally savvy, young and currently healthy members in mind, the flexiFED SAVVY plan offers one of South Africa’s most affordable hospital plans.
Members can choose a hospital plan only or contribute towards either fixed or flexible savings to cover day-to-day expenses.