Fedhealth - FlexiFED 3 Elect Fixed Option Medical Aid Plan

Fedhealth - FlexiFED 3 Elect Fixed Option

Suitable for growing families, flexiFED 3 Elect offers unlimited hospital cover. It also offers generous maternity and childhood benefits, savings for day-to-day expenses, valuable threshold benefits and screening benefits.

On the Elect plan, you save up to 25% on monthly contributions (compared to the standard flexiFED 3 plan) by choosing to pay a R12,000 co-payment for planned procedures at any private hospital.

In Hospital Benefits

Overall Annual Limit

Unlimited at 100% (Fedhealth Rate)


Elect Network hospitals

GP's & Specialists

GP's & Specialists: Unlimited

Radiology & Pathology: Unlimited

Oncology: R300 200 at DSP's

Organ Transplants: R300 200 at DSP's

Dialysis: R300 200 at DSP's

Internal Prosthesis: Contracted Provider: Must use ICPS Hip and Knee network or JointCare for single non-PMB hip and knee joint replacements. Non-use of Contracted Provider (CP) will result in co-payment.


27 conditions+8

Out of Hospital Benefits

Saving / Day to Day / OHEB


Member: R252

Adult: R204

Child: R84

Pooled Day to Day Benefit

Fixed MediVault amount automatically activated (MediVault Savings is pro-rated from date of joining)

Member: R7 200

Member+1: R9 600

Member+2: R12 600

Member+2+: R15 000

Threshhold / Safety Net

Member: R5 600

Member+1: R10 600

Member+2: R12 300

Member+2+: R14 300

Self-Payment Gap Before Threshold

All claims accumulated from day to day

Above Threshold Limits

Pays for: basic dentistry/limits apply, Unlimited GP visits at Network and 2 mental health consultations per person

Maternity Care

2x2D Antenatal scans, R1 120 antenatal classes, 12 antenatal classes or postnatal



Member: R2 717

Adult: R2 111

Per Child: R1 012









Finding it difficult to make sense of all this? Not to worry, you can:

Finding it difficult to make sense of all this? Not to worry, you can:

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