Genesis

Who should use this provider?

With monthly contributions that vary between R1060 per adult per month for the low-cost Private Choice benefit option, to R2 350 per adult per month for the Private Comprehensive premium plan, Genesis medical scheme is the ideal choice for entry-level buyers and low to mid-income earners who require comprehensive in-hospital benefits, coupled with limited day-to-day cover.

Genesis medical aid special benefits

Low monthly contributions on child dependents are between: R320 for the first child and R185 for each child dependent thereafter on the lower option and R340 to R200 thereafter on the higher options.
Members are not restricted to a network of service providers and can choose any private or state hospital, GP or specialist within South Africa.
All options offer attractive benefits of R25 000 per beneficiary per annum for basic dentistry which is covered by risk not savings.
Internal medical and surgical appliances, certain in-hospital MRI and CT scans and major medial illnesses such as cancer, stroke, motor neuron disease and organ transplant/s are covered by all Genesis medical aid plans. Limits, sub-limits, co-payments and exclusions do apply.
All scheme plans provide emergency medical evacuations and cover for 25 chronic conditions.
Premium plans offer varying degrees of day-to-day cover via a medical savings account.
Annual increases to member contributions are consistently lower than the industry average.
ER24 provide emergency and evacuation services locally both on road and in air.
All medical plans offer full cover for chronic medication for the 25 PMB conditions according to a formulary.
Any unused savings in the Medical Savings Account are carried over to the next year.
Children under the age of 8 are covered for hospitalised dentistry once in their lifetime.

Genesis medical aid plans

Genesis - MED-100

An affordable hospital plan that covers private hospital care at any hospital (no networks) and that includes generous cover for basic dentistry.

The MED-100 plan covers in-hospital doctors and specialists at up to 100% of the scheme rate.

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Genesis - MED-200

An attractive hospital plan that covers private hospital care at any hospital (no networks) plus generous cover for basic dentistry and cover for out-of-hospital X-rays, scans and diagnostic endoscopy.

The MED-200 plan covers in-hospital doctors and specialists at up to 200% of the scheme rate.

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Genesis - MED-200 Plus

Ideal for families, comprehensive medical aid that offers excellent value.

The MED-200 Plus plan provides hospital cover at any private hospital; cover for doctor and specialist consultations; cover for chronic care and major medical illnesses; and cover for basic dentistry, scans and prescription glasses (up to prescribed limits).

It also includes a self-managed fund for handling day-to-day medical expenses.

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