Medihelp - MedAdd
Good medical aid for young families, with cover for private hospitalisation, attractive pregnancy benefits, a 15% savings account and additional insured cover for if savings are depleted.
The Medihelp medical aid scheme is one of the top five open medical aid schemes in South Africa, with more than 200,000 members.
Medihelp has a consistent AA- Global Credit Rating and a solvency ratio that’s well above industry requirements. It recently rated first in the South African Customer Satisfaction Index for medical schemes.
The average age of Medihelp's customer base is 37. This contributes to a healthy risk pool.
Medihelp members enjoy a free online wellness programme (HealthPrint), and digital platforms make it easy to manage claims, authorisations, tax certificates and profile details.
Who should use this provider?
Medihelp offers a range of ten medical aid options. These include comprehensive, savings and income-based plans.
They also include an affordable hospital plan and a plan that offers affordable medical aid for students.
On most Medihelp options, child dependant rates continue to apply up to age 26.
A good choice for larger families, the Medihelp Prime range provides free cover for any children after a second child.
Medihelp medical aid special benefits
- Unlimited hospital cover
- Free screening and preventive benefits
- Lower-priced options with access to extensive private hospital and healthcare provider networks
- Added insured maternity and child benefits for the Prime option range
- Programmes for specific healthcare needs such as chronic care and back treatment.
- Full cover for 270 prescribed minimum benefits and 26 chronic conditions.
Medihelp medical aid plans
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Medihelp - MedAdd Elect
The MedAdd plan but subject to use of healthcare providers in the MedAdd network and with significantly lower monthly contributions. Includes cover for private hospitalisation, attractive pregnancy benefits, a 15% savings account and additional insured cover for if savings are depleted.
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Medihelp - MedElect
Comprehensive network-based medical aid with affordable premiums – and a special discounted rate for students. Includes hospital cover at network hospitals plus limited day-to-day cover for GP visits (including virtual consultations), specialist visits and dental and optical care. The plan also covers a range of health screening and preventive care benefits.
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Medihelp - MedElite
Comprehensive medical aid that’s ideal for families and individuals wanting peace of mind. The MedElite plan features private hospital cover at any hospital, a 10% savings account and annual day-to-day benefits after depletion of savings. Insured day-to-day benefits include cover for GP and specialist visits, dental care and optometry.
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Medihelp - MedPrime
Good-value, comprehensive medical aid, combining cover for private hospitalisation with a savings account and insured pooled benefits for out-of-hospital expenses. The plan also includes good dental and optometry benefits.
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Medihelp - MedPrime Elect
The same as the MedPrime plan but subject to use of healthcare providers in the MedPrime network and with monthly contributions that are over 20% lower. Includes private hospital cover; a savings account and insured pooled benefits for out-of-hospital expenses; and good dental and optometry benefits.
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Medihelp - MedSaver
Good mid-level medical aid that combines cover for private hospitalisation at any hospital with the flexibility of a 25% savings account, for medical expenses incurred out of hospital. Once savings are depleted, additional out-of-hospital cover is unlocked. The plan also covers a range of health screening and preventive care benefits.
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Medihelp - MedVital
Affordable, basic medical aid that includes cover for private hospitalisation, emergency medical services and minor medical expenses. The plan also offers limited cover for health screening tests, contraceptives, preventive care and maternity and baby benefits.
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Medihelp - MedVital Elect
The MedVital plan but subject to use of healthcare providers in the MedVital network and with contributions as much as 25% lower. Includes basic cover, subject to limits, for private hospitalisation, emergency medical services and minor medical expenses, as well as a range of preventive care and health screening benefits.