Momentum - Ingwe Option Medical Aid Plan

Momentum - Ingwe Option

Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.

In Hospital Benefits

Overall Annual Limit

100% (Momentum's Rate)


Ingwe Network of private hospitals

GP's & Specialists

PMBs at DSPs


26 PMBs

Out of Hospital Benefits

Saving / Day to Day / OHEB

GP visits: 10 visits per person, authorisation after 11th visit,
1 out of Network visit with co-payments and a maximum of 2 per family with limits, authorisation required 72 hours before
3 Specialist visits with limits, 5 max per family

Pooled Day to Day Benefit

Not applicable

Threshhold / Safety Net

Not applicable

Self-Payment Gap Before Threshold

Not applicable

Above Threshold Limits

Not applicable

Maternity Care

No Annual Limit applies



Income Based: R0 - R725 Network

Member: R439

Adult: R439

Per Child: R396


Income Based: R725- R7 150 Network 

Member: R905 

Adult: R905 

Per Child: R414


Income Based: R7 151 - R9 450 Network 

Member: R1 151 

Adult: R1 151 

Per Child: R430


Income Based: R9 451- R13 500 Network 

Member: R1 602 

Adult: R1 602 

Per Child: R471


Income Based: R13 501+ Network

Member: R2 269

Adult: R2 269

Per Child: R668





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