Momentum - Ingwe Option
Established in 1998, Ingwe Health Medical Aid is part of the Momentum Health stable, a wholly owned subsidiary of one of the top 10 performers on the JSE, the FirstRand Group. With a Global Credit Rating of A+, this financially sound medical aid scheme alternative operates in 150 academic institutions throughout South Africa. It has a membership base of 15 000 students from 79 countries.
Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.
In Hospital Benefits
| Overall Annual Limit |
100% (Momentum's Rate) |
|---|---|
| Provider |
Ingwe Network of private hospitals |
| GP's & Specialists |
PMBs at DSPs |
| Chronic |
26 PMBs |
Out of Hospital Benefits
| Saving / Day to Day / OHEB |
Network option: GP visits: 10 visits per person, authorisation after 11th visit, 1 out of Network visit with co-payments and a maximum of 2 per family with limits, authorisation required 72 hours before 2 Specialist visits with limits, basic radiology & pathology, basic dentistry, basic optometry |
|---|---|
| Pooled Day to Day Benefit |
Not applicable |
| Threshhold / Safety Net |
Not applicable |
| Self-Payment Gap Before Threshold |
Not applicable |
| Above Threshold Limits |
Not applicable |
| Maternity Care |
7 Gynae consultations and 2 x 2D scans. 1 Nurse home visit day after return from Hospital. 1 Paediatrician visit in baby's first year. Urinalysis (7 tests), Haemaglobin estimation (1 test), 1 Pathology Test. Must register for benefit |
Contributions
| Contributions |
INCOME BASED: R0 - R876 Network Member: R541 Adult: R541 Per Child: R541
INCOME BASED: R876 - R8 550 Network Member: R1 184 Adult: R1 184 Per Child: R542
INCOME BASED: R8 551 - R11 325 Network Member: R1 507 Adult: R1 507 Per Child: R564 INCOME BASED: Network R11 326 - R16 100 Member: R2 069 Adult: R R2 069 Per Child: R609
INCOME BASED: R16 101+ Network Member: R2 970 Adult: R 2 970 Per Child: R875
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