Momentum - Ingwe Option Medical Aid Plan

Momentum - Ingwe Option

Established in 1998, Ingwe Health Medical Aid is part of the Momentum Health stable, a wholly owned subsidiary of one of the top 10 performers on the JSE, the FirstRand Group. With a Global Credit Rating of A+, this financially sound medical aid scheme alternative operates in 150 academic institutions throughout South Africa. It has a membership base of 15 000 students from 79 countries.

Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.

In Hospital Benefits

Overall Annual Limit

100% (Momentum's Rate)


Ingwe Network of private hospitals

GP's & Specialists

PMBs at DSPs


26 PMBs

Out of Hospital Benefits

Saving / Day to Day / OHEB

Network option: GP visits: 10 visits per person, authorisation after 11th visit, 1 out of Network visit with co-payments and a maximum of 2 per family with limits, authorisation required 72 hours before 2 Specialist visits with limits, basic radiology & pathology, basic dentistry, basic optometry

Pooled Day to Day Benefit

Not applicable

Threshhold / Safety Net

Not applicable

Self-Payment Gap Before Threshold

Not applicable

Above Threshold Limits

Not applicable

Maternity Care

7 Gynae consultations and 2 x 2D scans. 1 Nurse home visit day after return from Hospital. 1 Paediatrician visit in baby's first year. Urinalysis (7 tests), Haemaglobin estimation (1 test), 1 Pathology Test. Must register for benefit



INCOME BASED: R0 - R876 Network

Member: R541

Adult: R541

Per Child: R541


INCOME BASED: R876 - R8 550 Network

Member: R1 184

Adult: R1 184

Per Child: R542


INCOME BASED: R8 551 - R11 325 Network

Member: R1 507

Adult: R1 507

Per Child: R564


INCOME BASED: Network R11 326 - R16 100

Member: R2 069

Adult: R R2 069

Per Child: R609


INCOME BASED: R16 101+ Network

Member: R2 970

Adult: R 2 970

Per Child: R875





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