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Sirago offers a range of gap cover and co-payment cover options to existing members of registered medical aid schemes in South Africa.
Sirago has been operating for more than 20 years and is well known for its straightforward, competitive gap cover products. These include options tailored for different needs and budgets.
Smart, simple and value for money.
Sirago Gap-Lite Cover is entry-level, affordable gap cover.
Ideal for the younger generation, it includes in-hospital gap cover at up to 250% of the medical scheme tariff. It also features cover for co-payments, penalty fee cover, out-patient surgical procedures and emergency room treatment, subject to available limits.
Sirago’s Plus Gap Cover plan includes gap cover up to 500% for in-hospital claims, co-payment and penalty fee cover, out-patient surgical procedures, cancer cover, appliance benefit, sub-limit enhancer cover, out-patient specialist shortfall cover, preventative care cover and emergency room treatment, subject to available limits.
Sirago Ultimate Gap Cover is comprehensive gap cover, for peace of mind.
It includes generous in-hospital gap cover with an additional 500% above the medical scheme rate, co-payment cover, penalty fee and extended cancer benefits, out-patient surgical procedures, appliance benefit, sub-limit enhancer cover, out-patient specialist and primary care cover, emergency room treatment, step-down facilities, preventative care and trauma counselling, subject to available limits.
Sirago Gap Assist Cover is the ideal, low-cost gap cover. It includes gap cover for in-hospital medical expense shortfalls at up to 500% of the medical scheme tariff.
It also features cover for co-payments, penalty fee cover, cancer cover, out-patient surgical procedures and emergency room treatment – and a benefit for medical appliances.