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Discovery Health Medical Scheme is the largest open medical aid scheme in South Africa, boasting over 2.8 million members. Established in 1992, this medical aid provider is one of four businesses held by Discovery, which is a JSE-listed company. It has a global credit rating of AAA.
Discovery Health provides an excellent range of medical aid plans to cover the full spectrum of client needs, from affordable but basic hospital plans to comprehensive, executive packages.
Discovery Health options are ideal for families, professionals and retirees seeking affordable, comprehensive health cover. They’re also recommended for those on chronic medication or in need of specialised medical care.
The most extensive cover available for in-hospital, chronic medication and day-to-day medical costs.
The plan includes private ward cover, extensive cover for chronic medication, the highest savings account and an unlimited above-threshold benefit for day-to-day healthcare needs.
It also provides cover up to US$1 million for medical emergencies when travelling outside South Africa.
This is a comprehensive option suitable for those who require extensive day-to-day benefits, full cover for approved chronic medication and unlimited private hospital cover at any hospital.
The plan includes cover up to 200% of the scheme rate for in-hospital specialists, with 25% of contributions paid to a medical savings account.
A comprehensive plan that offers extensive day-to-day benefits, full cover for private hospitalisation subject to use of hospitals in the Delta network and full cover for chronic medication, subject to use of a designated pharmacy.
The plan includes cover up to 200% of the scheme rate for in-hospital specialists. 25% of contributions are paid to a medical savings account.
Comprehensive medical aid with full cover for private hospitalisation, cover up to 100% of the Discovery rate for in-hospital specialists and full cover for approved chronic medication at any pharmacy.
15% of contributions go to a medical savings account, for covering day-to-day medical expenses.
A comprehensive plan that offers day-to-day benefits, full cover for private hospitalisation subject to use of hospitals in the Delta network and full cover for chronic medication, subject to use of a designated pharmacy. The plan includes cover up to 100% of the scheme rate for in-hospital specialists.
15% of contributions are paid to a medical savings account, for managing day-to-day expenses.
Comprehensive Discovery Health medical aid that’s designed to be more affordable than other comprehensive options.
This plan features full cover for private hospitalisation subject to use of hospitals in the Delta network, cover up to 200% of the scheme rate for in-hospital specialists and full cover for chronic medication at any pharmacy.
Cancer cover is limited to R375,000 per year. The plan doesn’t include a medical savings account.
The Classic Priority plan offers cost-effective, full private hospital cover and cover for in-hospital specialists up to 200% of the scheme rate.
It also provides essential chronic medicine cover and day-to-day benefits, with 25% of contributions paid to a medical savings account and a limited above-threshold benefit.
The Essential Priority plan offers cost-effective, full private hospital cover and cover for in-hospital specialists up to 100% of the scheme rate.
It also provides essential chronic medicine cover and day-to-day benefits, with 15% of contributions paid to a medical savings account and a limited above-threshold benefit.
Economical private hospital cover, including cover up to 200% of the Discovery Health rate for in-hospital specialists, and good cover for chronic medication subject to use of a MedXpress network pharmacy.
This plan also provides strong day-to-day benefits, with 25% of contributions paid to a medical savings account and limited, additional cover from a day-to-day extender benefit.
Economical private hospital cover subject to use of a network hospital, with cover up to 200% of the Discovery Health rate for in-hospital specialists, and good cover for chronic medication subject to use of a MedXpress network pharmacy.
The Classic Delta Saver plan also provides strong day-to-day benefits, with 25% of contributions paid to a medical savings account and additional cover from a day-to-day extender benefit.
Economical private hospital cover, with cover up to 100% of the Discovery Health rate for in-hospital specialists, and good cover for chronic medication subject to use of a MedXpress network pharmacy.
The Essential Saver plan also provides day-to-day benefits, with 15% of contributions paid to a medical savings account and additional cover from a day-to-day extender benefit.
Economical private hospital cover subject to use of a network hospital, with cover up to 100% of the Discovery Health rate for in-hospital specialists, and good cover for chronic medication subject to use of a MedXpress network pharmacy.
The Essential Delta Saver plan also provides day-to-day benefits, with 15% of contributions paid to a medical savings account and additional cover from a day-to-day extender benefit.
Full private hospital cover at any hospital in the four coastal provinces, with cover up to 100% of the Discovery rate for in-hospital specialists, and cover for chronic medication subject to use of a MedXpress network pharmacy.
20% of contributions are paid to a self-managed savings account and an extender benefit covers limited day-to-day costs if the account is depleted.
A value-for-money hospital plan, plus essential cover for chronic medication. The Classic Core covers private hospitalisation at your choice of hospital, with cover for in-hospital specialists at up to 200% of the Discovery rate.
It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include a medical savings account or cover for day-to-day expenses.
A value-for-money network hospital plan, plus essential cover for chronic medication. The Classic Core covers private hospitalisation subject to use of a hospital in the Delta network, with cover for in-hospital specialists at up to 200% of the Discovery rate.
It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include a medical savings account or cover for day-to-day expenses.
A value-for-money hospital plan, plus essential cover for chronic medication. The Classic Core covers private hospitalisation at your choice of hospital, with cover for in-hospital specialists at up to 100% of the Discovery rate.
It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include day-to-day benefits.
An economical network hospital plan, plus essential cover for chronic medication. The Essential Delta Core plan covers private hospitalisation subject to use of a hospital in the Delta network, with cover for in-hospital specialists at up to 100% of the Discovery rate.
It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include day-to-day benefits.
The Discovery Coastal Core hospital plan offers full cover for private hospitalisation at hospitals in the four coastal provinces, with cover for in-hospital specialists at up to 100% of the Discovery rate.
It also provides full cover for approved chronic medication, subject to use of a MedXpress pharmacy. The plan doesn’t include day-to-day benefits.
Discovery Health’s most cost-effective medical aid, combining full cover for private hospitalisation at a network hospital (with cover for in-hospital specialists at up to 200% of the Discovery rate); cover for chronic medication for conditions on the Chronic Disease List (CDL) subject to use of a MedXpress pharmacy; and a range of day-to-day benefits.
The plan features day-to-day cover for unlimited network GP visits, with a co-payment of only R65 per visit. It also includes cover for one optometrist and one dental visit with co-payments of R120; some cover for both acute and over- ...
Cost-effective medical aid, combining full cover for private hospitalisation at a network hospital (with cover for in-hospital specialists at up to 100% of the Discovery rate); cover for chronic medication for conditions on the Chronic Disease List (CDL) subject to use of a MedXpress pharmacy; and a range of day-to-day benefits.
The plan features day-to-day cover for unlimited network GP visits, with a co-payment of R120 per visit. It also includes cover for one optometrist visit with a co-payment of R120 and one dental visit with a co-payment of R180, and some cover for over-the- ...
The same benefits as the Essential Smart plan but subject to use of private hospitals in the Essential Dynamic Smart Hospital Network and as referred by Ask Discovery (and with a lower monthly contribution).
The plan combines full cover for private hospitalisation at a network hospital (with cover for in-hospital specialists at up to 100% of the Discovery rate) and cover for chronic medication for conditions on the Chronic Disease List (CDL) subject to use of a MedXpress pharmacy.
It features day-to-day cover for unlimited network GP visits with a co-payment of R120 per visit ...
An affordable hospital plan with cover for hospitalisation in the KeyCare network of hospitals, as well as limited cover for specialists (if referred by a network GP) and cover for chronic medication for conditions on the Chronic Disease List.
Suitable for those who want a cost-effective hospital plan with limited cover.
The same benefits as the KeyCare Core plan, plus cover for network GP visits and some day-to-day medicines.
The plan includes private hospitalisation in the KeyCare network of hospitals, limited cover for specialists (if referred by a network GP) and cover for chronic medication for conditions on the Chronic Disease List.
It’s suitable for those seeking basic hospital cover and limited cover for day-to-day medical expenses, at an affordable cost.
Discovery Health KeyCare Start is a low-cost, income-based plan that's ideal for entry-level consumers. It includes cover for private hospitalisation at hospitals in the KeyCare Start network, network GP visits and cover for two specialist visits (if referred by a network GP).
The plan also includes cover for certain procedures at network day surgeries. Cancer treatment, dialysis and chronic medication are covered only at state facilities.
Discovery Health KeyCare Start is a low-cost, income-based plan that's ideal for entry-level consumers. Contributions depend on which of three income bands you fit.
The plan includes cover for private hospitalisation at hospitals in your KeyCare Regional Start network, network GP visits, chronic medication prescribed by a network GP and cover for two specialist visits (if referred by a network GP).
It also includes cover for certain procedures at network day surgeries. Cancer treatment and dialysis are covered only at state facilities.