Discovery Health - Essential Smart Plan Medical Aid Plan

Discovery Health - Essential Smart Plan

The Discovery Essential Smart plan is ideal for healthy individuals who don't require extensive out-of-hospital or chronic cover. The plan offers unlimited hospital cover at 100% of the Discovery rate, as well as access to a number of in-hospital treatment options.

In Hospital Benefits

Overall Annual Limit

Unlimited at 100% (Discovery Health Rate)


Network hospitals

GP's & Specialists

GP's & Specialists: Unlimited
Radiology & Pathology: Unlimited
Oncology: R200 000 (80% after)
Organ Transplants: Treatment Plan
Dialysis: Treatment Plan
Internal Prosthesis: No limit if you use Discovery Network. Non-network provider attracts a co-payment and limit


27 PMB's

Out of Hospital Benefits

Saving / Day to Day / OHEB

GP visits + Network: R 110 co-payment,

1 eye test with co-pay of R100,

dental check up: with co-pay of R165,

OTC Meds - R475pa

Pooled Day to Day Benefit

Not applicable

Threshhold / Safety Net

Not applicable

Self-Payment Gap Before Threshold

Not applicable

Above Threshold Limits

Not applicable

Maternity Care

8 Consultations, 2 scans, certain blood tests and post natal visits



Member: R1 400
Adult: R1 400
Per Child: R1 400









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Finding it difficult to make sense of all this? Not to worry, you can:

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