Discovery Health - Classic Smart Plan Medical Aid Plan

Discovery Health - Classic Smart Plan

Discovery Health’s most cost-effective medical aid, combining full cover for private hospitalisation at a network hospital (with cover for in-hospital specialists at up to 200% of the Discovery rate); cover for chronic medication for conditions on the Chronic Disease List (CDL) subject to use of a MedXpress pharmacy; and a range of day-to-day benefits.

The plan features day-to-day cover for unlimited network GP visits, with a co-payment of only R65 per visit. It also includes cover for one optometrist and one dental visit with co-payments of R120; some cover for both acute and over-the-counter medicines from a network pharmacy; and generous cover for sports-related injuries with just a R120 co-payment.

This is an excellent option for entry-level consumers hoping for both hospital cover (subject to network limitations) and a way to manage limited day-to-day medical expenses.

In Hospital Benefits

Overall Annual Limit

Unlimited at 200% (Discovery Health Rate)


Network hospitals

GP's & Specialists

GP's & Specialists: Unlimited
Radiology & Pathology: Unlimited
Oncology: R250 000 (80% after)
Organ Transplants: Treatment Plan
Dialysis: Treatment Plan
Internal Prosthesis: Procedure based


27 PMB's

Out of Hospital Benefits

Saving / Day to Day / OHEB


R 65 co-payment & Medication (R1 820 single, R3 030 Family), 1 eye test prescribed by Smart GP: Sports injury cover: basic Xrays, 2 specialists visits, 4 physio visits: R120 co-pay, R835 OTC meds, 1 dental check-up with R120 co-pay

Pooled Day to Day Benefit

Not applicable

Threshhold / Safety Net

Not applicable

Self-Payment Gap Before Threshold

Not applicable

Above Threshold Limits

Not applicable

Maternity Care

8 Consultations, 2 scans, certain blood tests and post natal visits



Member: R2 627

Adult: R2 073

Per Child: R1 049









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