Discovery’s Comprehensive gap cover provides in-hospital cover for medical expense shortfalls at up to 500% of the medical scheme tarriff.

It also offers extended gap cover benefits for hospital admission (including gap cover for private ward fees); oncology; scopes and scans; and medical emergencies while travelling.

Liberty Universal Gap Cover is comprehensive gap cover, providing medical scheme top-up protection across a wide range of treatment cost shortfalls.

Cover includes comprehensive medical expense shortfall cover up to a specified limit per person per 12-month period, as well as a number of health insurance benefits.

Liberty Essential Gap Cover is affordable gap cover, designed to protect against the most frequent medical expense shortfalls.

Cover includes medical expense shortfall cover up to a specified limit per person per 12-month period, and selected health insurance benefits.

Zestlife's Universal Gap Cover option provides comprehensive gap cover. It includes a more generous range of benefits than the Essential option, for only a small difference in premium.

Along with medical expense shortfall cover for in-hospital expenses, it includes gap cover for specific out-of-hospital procedures; emergency room/casualty ward cover; and a range of health insurance benefits.

Among other benefits, it also includes non-network copayment cover, enhanced cancer cover and shortfall cover for in-hospital dentristy.

Zestlife's Essential Gap Cover is ideal if you're looking for affordable gap cover.

It provides in-hospital medical expense shortfall cover; copayment cover; gap cover for specific out-of-hospital procedures; emergency room/casualty ward cover; and a range of health insurance benefits.

Opt for the Elite gap cover product and you'll qualify for enhanced oncology-related benefits; enhanced co-payment, trauma and casualty cover; and a sub-limit benefit that takes the sting out of costs associated with internal prostheses, as well as MRI and CT scans.

Elite benefits complement the additional 500 percent in and out of hospital gap cover available across all products.

Stratum Benefits Access Optimiser Plus is a booster gap cover option. It provides cover for specific medical procedures and events that your medical aid plan excludes from cover.

It also covers common medical expense shortfalls.