- Optimum Medical Aid Plan

- Optimum

Ideal for healthy families with older children, Health Squared’s Optimum plan offers comprehensive benefits and a good degree of flexibility. It includes unlimited hospitalisation; a medical savings account; and a generous benefit booster for selected out-of-hospital expenses. It also features extensive chronic disease and preventative care benefits; excellent maternity benefits; and enhanced cover for investigative and surgical procedures performed in consulting rooms.

In Hospital Benefits

Overall Annual Limit

Unlimited subject to scheme protocols 100% (Health Squared)

Provider

Any hospital; network where stated

GP's & Specialists

Professional fees paid at 100% Scheme Tariff

GP's & Specialists: Unlimited

Radiology & Pathology: Unlimited

Oncology: Unlimited at ICON Network.

Specialised Medicine: R100 000 single & R200 000 family

Organ Transplants: Limited to PMB

Dialysis: Subject to Network & PMB's

Internal Prosthesis: Sub-limits apply: R65 000

Chronic

29 PMBs

Out of Hospital Benefits

Saving / Day to Day / OHEB

SAVINGS

Member: R10 248

Adult: R8 544

Child: R3 504

Pooled Day to Day Benefit

Benefit Booster

Member: R8 097

Member+1: R9 807

Member+2: R11 290

Member+3: R12 824

Member+4+: R11 484

Threshhold / Safety Net

Not applicable

Self-Payment Gap Before Threshold

Not applicable

Above Threshold Limits

Not applicable

Maternity Care

Subject to registration, Consultations are subject to MSA, 4 X 2D scans

Contributions

Contributions

Member: R6 100

Adult: R5 086

Per Child: R2 087

 

 

 

 

 

 

 

 


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Finding it difficult to make sense of all this? Not to worry, you can:

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