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To meet the needs of South Africans, medical aid schemes have developed unique products targeting different income groups. Cost-effective cover is readily available at under R1000 per principal member per month, even at blue chip providers such as Discovery Health, Resolution Health and Fedhealth.
In the case of income-based medical aid options, membership costs are proportional to income. This means that certain cheaper medical aids are not available to high-income earners.
Browse our comprehensive list of medical aid plans below R1000 below and if you’re uncertain about which low-cost plan offers the best cover then simply contact us and we'll be happy to assist with independent advice.
Created with digitally savvy, young and currently healthy members in mind, the flexiFED SAVVY plan offers one of South Africa’s most affordable hospital plans.
Members can choose a hospital plan only or contribute towards either fixed or flexible savings to cover day-to-day expenses.
Affordable, income-based medical aid with unlimited hospitalisation at network providers; limited cover for GP and specialist visits; cover for 29 chronic conditions; 24/7 emergency medical assistance; and free flu and child vaccinations.
Foundation is an elementary primary healthcare plan for basic day-to-day cover and in-hospital benefits designed for low to medium income earners.
Established in 1998, Ingwe Health Medical Aid is part of the Momentum Health stable, a wholly owned subsidiary of one of the top 10 performers on the JSE, the FirstRand Group. With a Global Credit Rating of A+, this financially sound medical aid scheme alternative operates in 150 academic institutions throughout South Africa. It has a membership base of 15 000 students from 79 countries.
Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly ...
Unlimited cover at any private hospital or day hospital at 100% of the medical scheme rate, limited cover for PMBs at designated service providers and chronic cover for 26 PMBs. This plan is offered by Momentum Health since the merger with Ingwe.
Students need to pay a minimum of 6 months in advance for the scheme to activate membership. A 12 months premium can also be paid in advance to avoid a renewal process after the 6 months have expired. This plan is suitable for students that require a visa and cover in SA as well as local students that need cover at an affordable upfront ...