Medical Aid under R1000

To meet the needs of South Africans, medical aid schemes have developed unique products targeting different income groups. Cost-effective cover is readily available at under R1000 per principal member per month, even at blue chip providers such as Discovery Health, Resolution Health and Fedhealth.

 

In the case of income-based medical aid options, membership costs are proportional to income. This means that certain cheaper medical aids are not available to high-income earners.

 

Browse our comprehensive list of medical aid plans below R1000 below and if you’re uncertain about which low-cost plan offers the best cover then simply contact us and we'll be happy to assist with independent advice.

 


Medical Aid Plans Under R1000 Per Month


Fedhealth - Blue Door Plus

Fedhealth Blue Door Plus offers salary-banded cover for low-income, first-time buyers of medical aid in South Africa. The plan provides cover for major medical procedures at state or network private hospitals. Organ transplants and renal dialysis are covered as Prescribed Minimum Benefits (PMBs) at state facilities only, and there’s cover for cancer as a PMB at designated service providers.

The plan also provides day-to-day benefits for GP and specialist consultations, dentistry, optometry, X-rays and blood tests at network providers.

Momentum - Ingwe Option

Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.

Momentum - Ingwe-Student Plan

Offers limited in-hospital benefits at 100% of the medical scheme rate up to a limit of R1,19 million, limited cover for PMBs at designated service providers and chronic cover for 26 PMBs. This plan is offered by Momentum Health since the merger with Ingwe.

Students need to pay a minimum of 6 months in advance for the scheme to activate membership. A 12 months premium can also be paid in advance to avoid a renewal process after the 6 months have expired. This plan is suitable for students that require a visa and cover in SA as well as local students that need cover at an affordable ...

Discovery Health - KeyCare Start

Discovery Health KeyCare Start offers extensive medical benefits and day-to-day cover at network providers and state facilities only. This plan is a low-cost, income-based solution that's ideal for entry-level consumers.