Medical Aid under R2000

For R2 000 per principal member per month, you can get outstanding medical aid cover from leading South African medical aid providers, including Discovery Health, Fedhealth, Bonitas, Liberty, Ingwe and more.

 

In the case of income-based medical aid options, membership costs are proportional to income. This means that certain cheaper medical aids are not available to high-income earners.

 

The plan you choose should depend on your health profile, as well as your budget. Browse our comprehensive list of medical aid plans under R2 000 for an idea of the types of plans that are available. Then contact us for objective advice on which plans provide the best value, given your current circumstances and needs.

 


Medical Aid Plans Under R2000 Per Month


Health Squared - Advance

Attractive but affordable medical aid that’s perfect for young couples, with unlimited private hospitalisation; a medical savings account for day-to-day expenses; attractive maternity cover – including a free gift voucher; a good oncology benefit; cover for 29 chronic conditions; and international travel cover.

Health Squared - Aspire

Ideal medical aid for young, working people, with unlimited private hospitalisation; cover for two GP visits per year; an allowance for preventative care; specialised benefits for HIV, oncology, specialised radiation, external medical appliances and home nursing; cover for 29 chronic conditions; and international travel cover.

Fedhealth - Blue Door Plus

Fedhealth Blue Door Plus offers salary-banded cover for low-income, first-time buyers of medical aid in South Africa. The plan provides cover for major medical procedures at state or network private hospitals. Organ transplants and renal dialysis are covered as Prescribed Minimum Benefits (PMBs) at state facilities only, and there’s cover for cancer as a PMB at designated service providers.

The plan also provides day-to-day benefits for GP and specialist consultations, dentistry, optometry, X-rays and blood tests at network providers.

Bonitas - BonCap

A network plan that is unlimited at  designated hospitals. This option is suitable for those that would like affordable/limited cover at a network of providers.

Bonitas - BonEssential

The BonEssential hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

Bonitas - BonEssential Select

The BonEssential Select hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

Discovery Health - Classic Delta Core Network

The Classic Delta Core Network hospital plan offers you access to a network of  local hospitals, along with international emergency travel cover and evacuation services in certain African countries. Your benefits will include cover for preventive screening tests and chronic medication for certain conditions.

Discovery Health - Classic Smart Plan

Discovery Health Smart Plan is a low-cost benefit option. It offers unlimited cover at network hospitals and full cover for medicines for chronic conditions on the Chronic Disease List (CDL). A very low co-payment of just R10 applies for medicines for acute conditions from designated service providers. Members have the option of video call consultations with network GPs, which are covered in full, or unlimited GP benefits at network providers with a R50 co-payment. The Smart Plan is an intelligent choice for entry-level consumers.

Discovery Health - Coastal Core

The Discovery Coastal Core hospital plan offers no-limit access to coastal hospitals, emergency cover in non-coastal local areas, international emergency travel cover and evacuation services in certain African countries. It also covers preventive screening tests and certain chronic conditions.

Health Squared - Cobalt

Health Squared’s Cobalt medical aid option provides comprehensive medical aid cover that’s ideal for mature individuals and families. It includes unlimited hospitalisation at any private hospital; a generous medical savings account; and a Benefit Booster for selected out-of-hospital expenses. It also includes extensive oncology cover, a benefit for clinic nurse visits and generous cover for 42 chronic conditions.

Momentum - Custom Option

The Momentum Custom Option hospital plan offers cover for unlimited hospitalization at a provider of your choice. Major medical benefits require a co-payment of R1 300, except for maternity confinements, car accidents and emergency treatments. This is a flexible option that allows members to add savings through the health saver.

Discovery Health - Essential Core

The Essential Core hospital plan offers no-limit access to any local hospital along with international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic medication for certain conditions.

Discovery Health - Essential Delta Core Network

The Essential Delta Core Network hospital plan offers no limit access to a network of local hospitals, international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic cover for certain conditions.

Discovery Health - Essential Delta Saver Network

Discovery's Essential Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel cover and evacuation services in certain African countries. Suitable for those that require a hospital plan with limited out of hospital savings.

Discovery Health - Essential Smart Plan

The Discovery Essential Smart plan is ideal for healthy individuals who don't require extensive out-of-hospital or chronic cover. The plan offers unlimited hospital cover at 100% of the Discovery rate, as well as access to a number of in-hospital treatment options.

Health Squared - Flex

Flexible medical aid that includes unlimited hospitalisation at network hospitals; limited benefits for GP and specialist visits plus an annual benefit for any additional out-of-hospital needs; an annual allowance for preventative care; excellent maternity cover; cover for 29 chronic conditions; and international travel cover.

Health Squared - Flex Plus

Flexible medical aid that includes unlimited hospitalisation at any private hospital; limited benefits for GP and specialist visits plus an annual benefit for any additional out-of-hospital needs; an annual allowance for preventative care; excellent maternity cover; cover for 29 chronic conditions; and international travel cover.

Health Squared - Foundation

Affordable, income-based medical aid with unlimited hospitalisation at network providers; limited cover for GP and specialist visits; cover for 29 chronic conditions; 24/7 emergency medical assistance; and free flu and child vaccinations.

Resolution Health - Hospital

The Resolution Health hospital plan provides comprehensive in-hospital benefits at 100% of the scheme's rate, unlimited private hospitalization at any hospital in South Africa and a casualty benefit for emergencies.

Momentum - Incentive Option

The Momentum Incentive Option provides unlimited private hospitalization and average day-to-day cover. You can choose providers and a savings of 10% of contributions is allocated for day-to-day expenses.

Momentum - Ingwe Option

Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.

Momentum - Ingwe-Student Plan

Offers limited in-hospital benefits at 100% of the medical scheme rate up to a limit of R1,19 million, limited cover for PMBs at designated service providers and chronic cover for 26 PMBs. This plan is offered by Momentum Health since the merger with Ingwe.

Students need to pay a minimum of 6 months in advance for the scheme to activate membership. A 12 months premium can also be paid in advance to avoid a renewal process after the 6 months have expired. This plan is suitable for students that require a visa and cover in SA as well as local students that need cover at an affordable ...

Discovery Health - KeyCare Start

Discovery Health KeyCare Start offers extensive medical benefits and day-to-day cover at network providers and state facilities only. This plan is a low-cost, income-based solution that's ideal for entry-level consumers.

Fedhealth - Maxima Core Grid

Maxima Core Grid is a step up from entry level medical aid cover, offering unlimited cover at the Fedhealth rate and access to network hospitals. Unlimited access to in-hospital GPs and specialists is included in the cover, and there is median level cover for oncology, organ transplants and other high-cost treatments. Chronic cover is limited to PMBs and the plan does not offer out of hospital benefits.

Fedhealth - Maxima Entry Zone

The Maxima Entry Zone hospital plan offers unlimited cover at a network of hospital at 100% of the Fedhealth rate and chronic cover for 25 PMB conditions at a designated network. The plan also covers MRIs and CT scans from risk, as well as emergencies in a casualty ward. Includes a 30 day post-hospitalization benefit

Fedhealth - Maxima Entrysaver

Maxima Entrysaver offers you a hospital plan at a network of private hospitals and limited out of hospital savings. Fedhealth benefits include child rates for full time students until age 27, the ability to motivate upgrades in life changing events and MRI and CT scans paid from risk.

Medshield - MediPhila

Medshield Mediphilia is designed for low-income earners and comprises in-hospital and day-to-day benefits covered at network providers only. The plan provides unlimited hospital cover for Prescribed Minimum Benefits (PMBs) and generous limits, per beneficiary, for non-PMB treatment in hospital. Day-to-day benefits are paid from the out of hospital limit. These cover GP and specialists visits, acute medicines, casualty and emergency services, basic dentistry, optometry, radiology and pathology, up to prescribed limits.

Medshield - MediValue

Medshield MediValue provides generous limited annual hospital cover, essential day-to-day benefits, attractive maternity benefits and cover for 26 PMB chronic conditions. This plan is ideal for single, healthy individuals.

Health Squared - Millennium

Ideal for larger families, the Millennium medical aid option includes comprehensive benefits and covers your third and any subsequent children for free. Features of this option include unlimited private hospitalisation at any hospital, an advanced dentistry benefit, extensive preventative care benefits and cover for 59 chronic conditions, including ADHD and allergic rhinitis.

Health Squared - Millennium Select

The Millennium Select option provides the same, comprehensive benefits as Health Squared’s Millennium plan. However, it limits you to accessing benefits from the scheme’s wide network of providers and, in return, features lower monthly premiums. Some features of the Millennium Select option are free cover for your third and any subsequent children, an advanced dentistry benefit, extensive preventative care benefits and cover for 59 chronic conditions, including ADHD and allergic rhinitis.

Health Squared - Optimum

Ideal for healthy families with older children, Health Squared’s Optimum plan offers comprehensive benefits and a good degree of flexibility. It includes unlimited hospitalisation; a medical savings account; and a generous benefit booster for selected out-of-hospital expenses. It also features extensive chronic disease and preventative care benefits; excellent maternity benefits; and enhanced cover for investigative and surgical procedures performed in consulting rooms.

Bonitas - Primary Select

Limited day-to-day network plan from Bonitas offers unlimited in-hospital cover along with prescribed minimum chronic benefits for 27 PMB's. The plan includes basic dentistry and maternity consultations.

Genesis - Private

Genesis Private shares all the major benefits of Private Plus and Private Comprehensive, including limited cover for dialysis and mental health. This is a good plan for big families that only require a hospital plan, with R415 payable per child.

Health Squared - Rise

Affordable medical aid that’s suitable for young, generally healthy individuals, with unlimited private hospitalisation at designated service providers (DSPs). Health Squared’s Rise option also includes specialised benefits for HIV, oncology, specialised radiation and external medical appliances; cover for 29 chronic conditions; and international travel cover.

Health Squared - Ultimate

Suitable for more mature families, Health Squared’s Ultimate option offers peace of mind with fully comprehensive medical aid cover. It features unlimited private hospitalisation at any hospital, an unlimited GP benefit and extensive cover for 59 chronic conditions. It also includes outstanding maternity benefits and medical aid cover for advanced dentistry, including implants.