Medical Aid under R2000

For R2 000 per principal member per month, you can get outstanding medical aid cover from leading South African medical aid providers, including Discovery Health, Fedhealth, Bonitas, Liberty, Ingwe and more.

 

In the case of income-based medical aid options, membership costs are proportional to income. This means that certain cheaper medical aids are not available to high-income earners.

 

The plan you choose should depend on your health profile, as well as your budget. Browse our comprehensive list of medical aid plans under R2 000 for an idea of the types of plans that are available. Then contact us for objective advice on which plans provide the best value, given your current circumstances and needs.

 


Medical Aid Plans Under R2000 Per Month


Bonitas - BonCap

A network plan that is unlimited at  designated hospitals. This option is suitable for those that would like affordable/limited cover at a network of providers.

Bonitas - BonEssential

The BonEssential hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

Bonitas - BonEssential Select

The BonEssential Select hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

Bonitas - BonStart

Entry-level medical aid for young, single individuals. The BonStart medical aid plan provides unlimited hospital cover at hospitals in the BonStart network, subject to a small co-payment per visit.

As a new-generation plan, it also offers unlimited virtual consultations with GPs and nurses. Cover for contraceptives and limited cover for preventative care and wellness screening are included.

Bonitas - BonStart Plus

Entry-level medical aid for young, single individuals. The BonStart Plus medical aid plan provides unlimited hospital cover at hospitals in the BonStart network, subject to a small co-payment per visit. As a new-generation plan, it also offers unlimited virtual consultations with GPs and nurses.

With the Plus option, co-payments are 50% lower than on the BonStart plan. Cover is also included for specialist consultations for sport-related injuries (on referral from a network GP).

Discovery Health - Classic Delta Core Network

The Classic Delta Core Network hospital plan offers you access to a network of  local hospitals, along with international emergency travel cover and evacuation services in certain African countries. Your benefits will include cover for preventive screening tests and chronic medication for certain conditions.

Discovery Health - Classic Smart Plan

Discovery Health Smart Plan is a low-cost benefit option. It offers unlimited cover at network hospitals and full cover for medicines for chronic conditions on the Chronic Disease List (CDL). A very low co-payment of just R10 applies for medicines for acute conditions from designated service providers. Members have the option of video call consultations with network GPs, which are covered in full, or unlimited GP benefits at network providers with a R55 co-payment. The Smart Plan is an intelligent choice for entry-level consumers.

Discovery Health - Coastal Core

The Discovery Coastal Core hospital plan offers no-limit access to coastal hospitals, emergency cover in non-coastal local areas, international emergency travel cover and evacuation services in certain African countries. It also covers preventive screening tests and certain chronic conditions.

Momentum - Custom Option

The Momentum Custom Option hospital plan offers cover for unlimited hospitalization at a provider of your choice. Major medical benefits require a co-payment of R1 300, except for maternity confinements, car accidents and emergency treatments. This is a flexible option that allows members to add savings through the health saver.

Discovery Health - Essential Core

The Essential Core hospital plan offers no-limit access to any local hospital along with international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic medication for certain conditions.

Discovery Health - Essential Delta Core Network

The Essential Delta Core Network hospital plan offers no limit access to a network of local hospitals, international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic cover for certain conditions.

Discovery Health - Essential Smart Plan

The Discovery Essential Smart plan is ideal for healthy individuals who don't require extensive out-of-hospital or chronic cover. The plan offers unlimited hospital cover at 100% of the Discovery rate, as well as access to a number of in-hospital treatment options.

Momentum - Evolve Option

Cost-effective medical aid with unlimited private hospital cover at network hospitals, day-to-day costs covered from your savings and chronic benefits provided by State facilities.

Fedhealth - FlexiFED 1 Elect Network Fixed Option

Affordable, entry-level hospital plan with unlimited hospital cover at Fedhealth’s network of hospitals, plus unlimited GP visits, cover for female contraception and day-to-day savings.

With the flexiFED 1 Elect medical aid plan, you pay up to 25% lower monthly contributions in return for choosing to pay a co-payment for planned procedures in hospital.

Fedhealth - FlexiFed 1 Network Flexible Option

FlexiFed 1 Network Flexible Option is ideal for anyone who’s young, healthy and single. It offers unlimited hospital benefits at network hospitals, at an affordable rate.

There’s also a FlexiFed Elect Flexible Option. This limits members to using specific Elect network hospitals and features lower monthly contributions.

Health Squared - Foundation

Affordable, income-based medical aid with unlimited hospitalisation at network providers; limited cover for GP and specialist visits; cover for 29 chronic conditions; 24/7 emergency medical assistance; and free flu and child vaccinations.

Resolution Health - Hospital

The Resolution Health hospital plan provides comprehensive in-hospital benefits at 100% of the scheme's rate, unlimited private hospitalization at any hospital in South Africa and a casualty benefit for emergencies.

Momentum - Incentive Option

The Momentum Incentive Option provides unlimited private hospitalization and average day-to-day cover. You can choose providers and a savings of 10% of contributions is allocated for day-to-day expenses.

Momentum - Ingwe Option

Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.

Momentum - Ingwe-Student Plan

Offers limited in-hospital benefits at 100% of the medical scheme rate up to a limit of R1,19 million, limited cover for PMBs at designated service providers and chronic cover for 26 PMBs. This plan is offered by Momentum Health since the merger with Ingwe.

Students need to pay a minimum of 6 months in advance for the scheme to activate membership. A 12 months premium can also be paid in advance to avoid a renewal process after the 6 months have expired. This plan is suitable for students that require a visa and cover in SA as well as local students that need cover at an affordable ...

Discovery Health - KeyCare Start

Discovery Health KeyCare Start offers extensive medical benefits and day-to-day cover at network providers and state facilities only. This plan is a low-cost, income-based solution that's ideal for entry-level consumers.

Medshield - MediPhila

Medshield Mediphilia is designed for low-income earners and comprises in-hospital and day-to-day benefits covered at network providers only. The plan provides unlimited hospital cover for Prescribed Minimum Benefits (PMBs) and generous limits, per beneficiary, for non-PMB treatment in hospital. Day-to-day benefits are paid from the out of hospital limit. These cover GP and specialists visits, acute medicines, casualty and emergency services, basic dentistry, optometry, radiology and pathology, up to prescribed limits.

Medshield - MediValue

Medshield MediValue provides generous limited annual hospital cover, essential day-to-day benefits, attractive maternity benefits and cover for 26 PMB chronic conditions. This plan is ideal for single, healthy individuals.

Health Squared - Millennium Select

The Millennium Select option provides the same, comprehensive benefits as Health Squared’s Millennium plan. However, it limits you to accessing benefits from the scheme’s wide network of providers and, in return, features lower monthly premiums. Some features of the Millennium Select option are free cover for your third and any subsequent children, an advanced dentistry benefit, extensive preventative care benefits and cover for 59 chronic conditions, including ADHD and allergic rhinitis.

Genesis - Private

Genesis Private shares all the major benefits of Private Plus and Private Comprehensive, including limited cover for dialysis and mental health. This is a good plan for big families that only require a hospital plan, with R530 payable per child.

Genesis - Private Choice

The Genesis Private Choice hospital plan supplies unlimited in-hospital benefits at 100% of scale of benefits at any provider of your choice. Cover includes some basic dentistry. This is a good family plan, with only R440 payable per child.

Health Squared - Rise

Affordable medical aid that’s suitable for young, generally healthy individuals, with unlimited private hospitalisation at designated service providers (DSPs). Health Squared’s Rise option also includes specialised benefits for HIV, oncology, specialised radiation and external medical appliances; cover for 29 chronic conditions; and international travel cover.

  • Whatsapp
  • Phone
  • Contact us