Medical Aid under R2000

For R2 000 per principal member per month, you can get outstanding medical aid cover from leading South African medical aid providers, including Discovery Health, Fedhealth, Bonitas, Liberty, Ingwe and more.

 

In the case of income-based medical aid options, membership costs are proportional to income. This means that certain cheaper medical aids are not available to high-income earners.

 

The plan you choose should depend on your health profile, as well as your budget. Browse our comprehensive list of medical aid plans under R2 000 for an idea of the types of plans that are available. Then contact us for objective advice on which plans provide the best value, given your current circumstances and needs.

 


Medical Aid Plans Under R2000 Per Month


Fedhealth - Blue Door Plus

Fedhealth Blue Door Plus offers salary-banded cover for low-income, first-time buyers of medical aid in South Africa. The plan provides cover for major medical procedures at state or network private hospitals. Organ transplants and renal dialysis are covered as Prescribed Minimum Benefits (PMBs) at state facilities only, and there’s cover for cancer as a PMB at designated service providers.

The plan also provides day-to-day benefits for GP and specialist consultations, dentistry, optometry, X-rays and blood tests at network providers.

Bonitas - BonCap

A network plan that is unlimited at  designated hospitals. This option is suitable for those that would like affordable/limited cover at a network of providers.

Bonitas - BonEssential

The BonEssential hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

Bonitas - BonEssential Select

The BonEssential Select hospital plan covers unlimited hospitalization at any hospital in SA at 100% of the scheme's rate. You'll also benefit from prescribed minimum chronic medication benefits for 27 conditions, along with maternity consultations.

Discovery Health - Classic Delta Core Network

The Classic Delta Core Network hospital plan offers you access to a network of  local hospitals, along with international emergency travel cover and evacuation services in certain African countries. Your benefits will include cover for preventive screening tests and chronic medication for certain conditions.

Discovery Health - Classic Smart Plan

Discovery Health Smart Plan is a low-cost benefit option. It offers unlimited cover at network hospitals and full cover for medicines for chronic conditions on the Chronic Disease List (CDL). A very low co-payment of just R10 applies for medicines for acute conditions from designated service providers. Members have the option of video call consultations with network GPs, which are covered in full, or unlimited GP benefits at network providers with a R50 co-payment. The Smart Plan is an intelligent choice for entry-level consumers.

Discovery Health - Coastal Core

The Discovery Coastal Core hospital plan offers no-limit access to coastal hospitals, emergency cover in non-coastal local areas, international emergency travel cover and evacuation services in certain African countries. It also covers preventive screening tests and certain chronic conditions.

Momentum - Custom Option

The Momentum Custom Option hospital plan offers cover for unlimited hospitalization at a provider of your choice. Major medical benefits require a co-payment of R1 300, except for maternity confinements, car accidents and emergency treatments. This is a flexible option that allows members to add savings through the health saver.

Discovery Health - Essential Core

The Essential Core hospital plan offers no-limit access to any local hospital along with international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic medication for certain conditions.

Discovery Health - Essential Delta Core Network

The Essential Delta Core Network hospital plan offers no limit access to a network of local hospitals, international emergency travel cover and evacuation services in certain African countries. Cover includes preventive screening tests and chronic cover for certain conditions.

Discovery Health - Essential Delta Saver Network

Discovery's Essential Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel cover and evacuation services in certain African countries. Suitable for those that require a hospital plan with limited out of hospital savings.

Discovery Health - Essential Smart Plan

The Discovery Essential Smart plan is ideal for healthy individuals who don't require extensive out-of-hospital or chronic cover. The plan offers unlimited hospital cover at 100% of the Discovery rate, as well as access to a number of in-hospital treatment options.

Resolution Health - Hospital

The Resolution Health hospital plan provides comprehensive in-hospital benefits at 100% of the scheme's rate, unlimited private hospitalization at any hospital in South Africa and a casualty benefit for emergencies.

Momentum - Incentive Option

The Momentum Incentive Option provides unlimited private hospitalization and average day-to-day cover. You can choose providers and a savings of 10% of contributions is allocated for day-to-day expenses.

Momentum - Ingwe Option

Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.

Momentum - Ingwe-Student Plan

Offers limited in-hospital benefits at 100% of the medical scheme rate up to a limit of R1,19 million, limited cover for PMBs at designated service providers and chronic cover for 26 PMBs. This plan is offered by Momentum Health since the merger with Ingwe.

Students need to pay a minimum of 6 months in advance for the scheme to activate membership. A 12 months premium can also be paid in advance to avoid a renewal process after the 6 months have expired. This plan is suitable for students that require a visa and cover in SA as well as local students that need cover at an affordable ...

Discovery Health - KeyCare Start

Discovery Health KeyCare Start offers extensive medical benefits and day-to-day cover at network providers and state facilities only. This plan is a low-cost, income-based solution that's ideal for entry-level consumers.

Fedhealth - Maxima Core Grid

Maxima Core Grid is a step up from entry level medical aid cover, offering unlimited cover at the Fedhealth rate and access to network hospitals. Unlimited access to in-hospital GPs and specialists is included in the cover, and there is median level cover for oncology, organ transplants and other high-cost treatments. Chronic cover is limited to PMBs and the plan does not offer out of hospital benefits.

Fedhealth - Maxima Entry Zone

The Maxima Entry Zone hospital plan offers unlimited cover at a network of hospital at 100% of the Fedhealth rate and chronic cover for 25 PMB conditions at a designated network. The plan also covers MRIs and CT scans from risk, as well as emergencies in a casualty ward. Includes a 30 day post-hospitalization benefit

Fedhealth - Maxima Entrysaver

Maxima Entrysaver offers you a hospital plan at a network of private hospitals and limited out of hospital savings. Fedhealth benefits include child rates for full time students until age 27, the ability to motivate upgrades in life changing events and MRI and CT scans paid from risk.

Medshield - MediPhila

Medshield Mediphilia is designed for low-income earners and comprises in-hospital and day-to-day benefits covered at network providers only. The plan provides unlimited hospital cover for Prescribed Minimum Benefits (PMBs) and generous limits, per beneficiary, for non-PMB treatment in hospital. Day-to-day benefits are paid from the out of hospital limit. These cover GP and specialists visits, acute medicines, casualty and emergency services, basic dentistry, optometry, radiology and pathology, up to prescribed limits.

Medshield - MediValue

Medshield MediValue provides generous limited annual hospital cover, essential day-to-day benefits, attractive maternity benefits and cover for 26 PMB chronic conditions. This plan is ideal for single, healthy individuals.

Bonitas - Primary Select

Limited day-to-day network plan from Bonitas offers unlimited in-hospital cover along with prescribed minimum chronic benefits for 27 PMB's. The plan includes basic dentistry and maternity consultations.

Genesis - Private

Genesis Private shares all the major benefits of Private Plus and Private Comprehensive, including limited cover for dialysis and mental health. This is a good plan for big families that only require a hospital plan, with R415 payable per child.