Medical Aid under R500

South African medical aid doesn't have to cost a fortune. A number of income-based medical aid plans are available for R500 or less per principle member per month. Many of these plans provide excellent value, with solid cover for when you really need it and an attractive range of benefits.


Note that in the case of income-based medical aid, membership costs are proportional to income. Accordingly, certain cheaper medical aids are not available to high-income earners.


Browse our comprehensive list of medical aid plans under R500 for an overview of the cover and benefits that are available. To join a plan or for independent advice about which plan is the best choice for you, contact us and we'll be happy to assist.


Medical Aid Plans Under R500 Per Month

Health Squared - Foundation

Affordable, income-based medical aid with unlimited hospitalisation at network providers; limited cover for GP and specialist visits; cover for 29 chronic conditions; 24/7 emergency medical assistance; and free flu and child vaccinations.

Momentum - Ingwe Option

Affordable, entry-level cover for hospitalisation up to a fixed limit per family per year. You can choose to use any hospital, only private hospitals in the Ingwe network or, for the lowest monthly contribution, only state hospitals.

Momentum - Ingwe-Student Plan

Offers limited in-hospital benefits at 100% of the medical scheme rate up to a limit of R1,19 million, limited cover for PMBs at designated service providers and chronic cover for 26 PMBs. This plan is offered by Momentum Health since the merger with Ingwe.

Students need to pay a minimum of 6 months in advance for the scheme to activate membership. A 12 months premium can also be paid in advance to avoid a renewal process after the 6 months have expired. This plan is suitable for students that require a visa and cover in SA as well as local students that need cover at an affordable ...

  • Whatsapp
  • Phone
  • Contact us