Semi Comprehensive Medical Aid Plans

Semi-comprehensive medical aid plans are tailor made for individuals and families with higher than average medical expenses.


These plans are designed to provide peace of mind, with cover ranging from unlimited hospitalization to optometry and dentistry consultations. These plans tend to offer cover of chronic medication, along with access to a medical savings account levied from your contributions.


Browse the semi-comprehensive medical aid plans below for more information on the packages offered by South Africa’s leading providers.


Resolution Health - Millennium Select

Resolution Health's Millennium Select is a good option for families looking for broad cover for a range of health complications. Beside 100% cover at network hospitals, including cover for in-hospital treatment of chronic illnesses, members are covered for 25 PMBs, along with HIV, BPH and HRT. The plan offers access to extensive out of hospital savings.

Bonitas - BonComplete

BonComplete provides you with peace of mind, offering unlimited cover at any hospital in South Africa as well as unlimited access to GPs and specialists. The plan includes a substantial savings account and affordable membership rates for children.

Bonitas - Standard Select

Bonitas Standard Select is an affordable comprehensive plan that offers rich benefits both in and out of hospital, at network providers only. Together with cover for 45 chronic conditions, there are separate benefits for dentistry and optometry, cover for maternity and paediatrician consultations, and cover for wellness and preventative care screenings. The plan is ideal for mid-income earners who require benefits across the board.

Bonitas - BonClassic

Bonitas BonClassic offers attractive in-hospital benefits, rich savings and chronic cover for 47 conditions. Network GPS are paid for in full; maternity, wellness and preventative care benefits are offered; and cover is provided for radiology, pathology, dentistry and optometry. This "new generation" medical aid plan is ideal for growing families and individuals entering their senior years.

Genesis - Private Comprehensive

Private Comprehensive is a good option for big families requiring good out of hospital cover. Hospital benefits are unlimited while the plan also offers extensive day-to-day cover for consultations and medication.

Medshield - MediPlus

The perfect product for middle income families with high day-to-day medical costs. This plan includes unlimited hospital cover at network hospitals, maternity consultations, dentistry and limited GP and optometry cover.

Fedhealth - Maxima Standard

Provides unlimited private hospital cover, limited day-to-day benefits with an above threshold and chronic disease benefit, covering 39 conditions. Cover includes CT scans, emergency cover in a casualty ward and a 30 day post-hospitalization benefit. Members are allowed to motivate upgrades in life changing events.

Discovery Health - Essential Priority

Essential Priority offers hospital cover at 100% of the Discovery health rate at any South African hospital. This plan includes out of hospital benefits via a savings account. A good option if you don't require day to day cover for unforeseen events.

Discovery Health - Classic Priority

Discovery Health Classic Priority bundles key benefits like 200% hospital cover, pathology tests at network providers and other out of hospital benefits into a package suitable for those who do not require comprehensive cover.

Bonitas - Standard

Offers semi-comprehensive cover including unlimited hospitalization, chronic benefit covering 45 conditions, basic and advanced dentistry, optometry and maternity care.