Semi Comprehensive Medical Aid Plans

Semi-comprehensive medical aid plans are tailor made for individuals and families with higher than average medical expenses.

 

These plans are designed to provide peace of mind, with cover ranging from unlimited hospitalization to optometry and dentistry consultations. These plans tend to offer cover of chronic medication, along with access to a medical savings account levied from your contributions.

 

Browse the semi-comprehensive medical aid plans below for more information on the packages offered by South Africa’s leading providers.

 

Discovery Health - Essential Dynamic Smart Plan

The same benefits as the Essential Smart plan but subject to use of private hospitals in the Essential Dynamic Smart Hospital Network and as referred by Ask Discovery (and with a lower monthly contribution).

The plan combines full cover for private hospitalisation at a network hospital (with cover for in-hospital specialists at up to 100% of the Discovery rate) and cover for chronic medication for conditions on the Chronic Disease List (CDL) subject to use of a MedXpress pharmacy.

It features day-to-day cover for unlimited network GP visits with a co-payment of R120 per visit ...

Bonitas - BonStart Plus

Entry-level medical aid for young couples looking to expand their families. BonStart Plus provides unlimited hospital cover at network hospitals, cover for GP and dental consultations (subject to a co-payment per visit) and limited cover for preventative care and wellness screening.

With the Plus option, monthly contributions are slightly higher. In return, co-payments for consultations are 50% lower than on the BonStart plan, cover is included for specialist consultations and certain benefits are more generous.

Bonitas - BonStart

Entry-level medical aid for young, single individuals.

The BonStart plan provides unlimited hospital cover at network hospitals, and cover for GP and dental consultations (subject to a co-payment per visit). It also provides limited cover for preventative care and wellness screening.

Resolution Health - Millennium Select

Resolution Health's Millennium Select is a good option for families looking for broad cover for a range of health complications. Beside 100% cover at network hospitals, including cover for in-hospital treatment of chronic illnesses, members are covered for 25 PMBs, along with HIV, BPH and HRT. The plan offers access to extensive out of hospital savings.

Bonitas - Standard Select

Network-based medical aid that’s ideal for young families and mid-income earners (and cheaper than non-network plans).

Bonitas Standard Select provides semi-comprehensive medical aid cover, with unlimited hospitalisation and rich benefits both in and out of hospital, at network providers only.

Bonitas - BonClassic

This "new generation" medical aid plan is ideal for growing families and individuals entering their senior years. Bonitas BonClassic offers attractive in-hospital benefits, rich savings and chronic cover for 47 conditions.

Network GPS are paid for in full; maternity, wellness and preventative care benefits are offered; and cover is provided for radiology, pathology, dentistry and optometry.

Genesis - MED-200 Plus

Ideal for families, comprehensive medical aid that offers excellent value.

The MED-200 Plus plan provides hospital cover at any private hospital; cover for doctor and specialist consultations; cover for chronic care and major medical illnesses; and cover for basic dentistry, scans and prescription glasses (up to prescribed limits).

It also includes a self-managed fund for handling day-to-day medical expenses.

Medshield - MediPlus

The perfect product for middle income families with high day-to-day medical costs. This plan includes unlimited hospital cover at network hospitals, maternity consultations, dentistry and limited GP and optometry cover.

Discovery Health - Essential Priority

The Essential Priority plan offers cost-effective, full private hospital cover and cover for in-hospital specialists up to 100% of the scheme rate.

It also provides essential chronic medicine cover and day-to-day benefits, with 15% of contributions paid to a medical savings account and a limited above-threshold benefit.

Discovery Health - Classic Priority

The Classic Priority plan offers cost-effective, full private hospital cover and cover for in-hospital specialists up to 200% of the scheme rate.

It also provides essential chronic medicine cover and day-to-day benefits, with 25% of contributions paid to a medical savings account and a limited above-threshold benefit.

Bonitas - Standard

Traditional medical aid, ideal for young families and mid-income earners.

The Bonitas Standard plan offers semi-comprehensive medical aid cover, including unlimited hospitalisation and benefits for 45 chronic conditions, basic and advanced dentistry, optometry and maternity care.

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